Card comparisonSide by side
Bank of America® Premium Rewards® Credit Card vs Wells Fargo One Key™ Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 27.49% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn $250 |
Reward Rate Data: 2/2 cards | 2x pts on dining | 3% back on dining |
Reward Program Data: 2/2 cards | BofA Rewards | One Key |
| Earning Rates | ||
| All Other Purchases | 1.5x ptsEarn unlimited 1.5 points for every $1 spent on all other purchases. | — |
| Dining | 2x ptsEarn unlimited 2 points for every $1 spent on dining. | 3% backEating places and restaurants, drinking places, fast food restaurants, and/or caterers. |
| Expedia, Hotels.com, and Vrbo | — | 3% backEligible net purchases resulting from eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo. |
| Gas | — | 3% backGas stations, automated fuel dispensers, and electric vehicle charging stations. |
| Groceries | — | 3% backGrocery stores, supermarkets, delis, and bakeries. |
| Other purchases | — | 1.5% back |
| Travel | 2x ptsEarn unlimited 2 points for every $1 spent on travel. | — |
| Benefits | ||
Key Benefits |
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