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Bank of America® Premium Rewards® Elite Credit Card vs Bank of America® Unlimited Cash Rewards Credit Card for Students
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Bank of America |
Card Network | ||
Card Type Data: 2/2 cards | travel | student |
Card Tier Data: 2/2 cards | Luxury | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $550 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 27.49% | 17.49% – 27.49% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn $200 |
Bonus Value | $750 | $200 |
Reward Rate Data: 2/2 cards | 2x pts on dining | 2% back on first year purchases |
Reward Program Data: 2/2 cards | BofA Rewards | BofA Rewards |
| Earning Rates | ||
| All Purchases | — | 1.5% backThereafter, you'll earn unlimited 1.5% cash back on all purchases. |
| All other purchases | 1.5x ptsunlimited | — |
| Dining | 2x ptsunlimited | — |
| First Year Purchases | — | 2% backEarn 2% cash back on purchases for the first year from account opening. |
| Travel | 2x ptsunlimited | — |
| Benefits | ||
Key Benefits |
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