$95
Annual fee
See the card
Card reviewBank of America
Updated Aug 2, 2026 · research
Bank of AmericaBofA Rewards™
Bank of America® Premium Rewards® Elite Credit Card
A luxury travel rewards card offering flexible rewards, automatic statement credits, and elite travel benefits.
LuxuryPersonal
Visa
Credit profile: excellent$550
Annual fee
2x pts dining
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 75,000 points
Spend $5,000 in 90 days
Verifiedofficial site
Card Offers
public
Earn 75,000 points
Spend $5,000 in 90 days
official site
Earning Rates
Dining
2xpoints
May receive a 25% to 75% rewards bonus if enrolled in BofA Rewards™.
Travel
2xpoints
May receive a 25% to 75% rewards bonus if enrolled in BofA Rewards™.
All other purchases
1.5xpoints
May receive a 25% to 75% rewards bonus if enrolled in BofA Rewards™.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $550 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (1 strong or better) including 1 hidden gems
Travel Access & Perks
Travel Credits
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The Bank of America® Premium Rewards® Elite Credit Card offers a high-value welcome bonus of 75,000 points, up to $570 in annual statement credits, priority airport lounge access, and unlimited earnings of up to 2 points per dollar on travel and dining purchases.
Ready to Decide?
Apply for the Bank of America® Premium Rewards® Elite Credit Card
Earn 75,000 points with a $550 annual fee.
Spend $5,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 6 benefits rated high confidence
- 6 source citations across benefits
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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