$0
Annual fee
$250
Bonus value
See the card
Card reviewBank of America
Updated Jul 3, 2026 · researchBO
Bank of AmericaBofA RewardsEditorially reviewed
Bank of America® Premium Rewards® Elite Credit Card
Premium travel rewards card earning unlimited points with up to $570 in combined statement credits and a $550 annual fee.
LuxuryPersonal
Visa
$550
Annual fee
2x pts travel and dining purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
75,000 points
$750 estimated value
Spend $5,000 in 90 days
Verifiedofficial product page
Card Offers
public
75,000 points
$750 estimated value
Spend $5,000 in 90 days
official product_page
Earning Rates
travel and dining purchases
2xpoints
Unlimited points; Preferred/BofA Rewards bonuses, if any, are conditional and not included in this base rate.
all other purchases
1.5xpoints
Unlimited points; points don't expire as long as the account remains open; Preferred/BofA Rewards bonuses, if any, are conditional and not included in this base rate.
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $550 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.49% - 27.49%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (4 strong or better) including 1 hidden gems
Travel Insurance
Travel Access & Perks
Travel Credits
Elite Status
Purchase Protection
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
Bank of America Premium Rewards Elite Credit Card with 75,000 online bonus points after qualifying spend, unlimited points on purchases, up to $570 in combined statement credits, airport lounge access, airfare savings when paying with points, and a $550 annual fee.
Ready to Decide?
Apply for the Bank of America® Premium Rewards® Elite Credit Card
75,000 points, worth about $750 estimated value, with a $550 annual fee.
Spend $5,000 in 90 days
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Earns Points
Card Categories
Travel RewardsPoints RewardsNo Foreign Transaction FeePremium Rewards Elite
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them through editorial review.
Last updated:
Editorial Review
Pending editorial review.
Data Quality
- 11 of 11 benefits rated high confidence
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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