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Bank of America® Premium Rewards® Elite Credit Card vs Signify Business Cash® Card

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Feature
Basic Information
Issuer
Bank of AmericaWells Fargo
Card Network
Card Type
Data: 2/2 cards
travelcashback
Card Tier
Data: 2/2 cards
LuxuryMid Tier
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$550$0
Foreign Transaction Fee
None
Purchase APR
19.49% – 27.49%16.74% – 24.74%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn 75,000 pointsEarn $500
Reward Rate
Data: 2/2 cards
2x pts on dining2% back on business purchases
Reward Program
Data: 2/2 cards
BofA RewardsWells Fargo Business Rewards Program
Earning Rates
All other purchases1.5x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates.
Business Purchases2% backUnlimited 2% cash rewards on business purchases without spending caps or categories.
Dining2x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates.
Travel2x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates.
Benefits
Key Benefits
  • Airline Incidental Statement Credits
  • Airport Lounge Access via Priority Pass
  • Digital Wallet Technology
  • +5 more
  • Airport Lounge Access via Priority Pass
  • Free Social Security number alerts
  • Travel Accident Insurance
  • +1 more