Card comparisonSide by side
Bank of America® Premium Rewards® Elite Credit Card vs Wells Fargo Reflect® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | balance transfer |
Card Tier Data: 2/2 cards | Luxury | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $550 | $0 |
Foreign Transaction Fee | None | 3% |
Purchase APR | 19.49% – 27.49% | 17.49% – 28.24% |
Intro APR | — | 0% for 21 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | — |
Reward Rate Data: 1/2 cards | 2x pts on dining | — |
Reward Program Data: 1/2 cards | BofA Rewards | — |
| Earning Rates | ||
| All other purchases | 1.5x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates. | — |
| Dining | 2x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates. | — |
| Travel | 2x ptsEarn unlimited points. Preferred Rewards members can earn conditional boosts on base rates. | — |
| Benefits | ||
Key Benefits |
|
|
