home/cards/compare/bank of america® travel rewards credit card for students vs citi strata elite card
Card comparisonSide by side
Bank of America® Travel Rewards Credit Card for Students vs Citi Strata Elite Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Citi |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Luxury |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $595 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 27.49% | 20.49% – 28.49% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn 25,000 points | Earn 75,000 points |
Reward Rate Data: 2/2 cards | 1.5x pts on all purchases | 12x pts on hotels, car rentals, and attractions booked on cititravel.com |
Reward Program Data: 2/2 cards | BofA Rewards | ThankYou Rewards |
| Earning Rates | ||
| Air Travel booked on cititravel.com | — | 6x ptsMust be booked through cititravel.com |
| All Other Purchases | — | 1.5x pts |
| All Purchases | 1.5x ptsEarn unlimited 1.5 points for every $1 you spend on all purchases everywhere, every time. | — |
| Hotels, Car Rentals, and Attractions booked on cititravel.com | — | 12x ptsMust be booked through cititravel.com |
| Restaurants (all other times) | — | 3x ptsAny time other than Friday/Saturday 6 PM - 6 AM ET |
| Restaurants on Citi Nights purchases | — | 6x ptsFriday and Saturday from 6 PM - 6 AM ET |
| Benefits | ||
Key Benefits |
|
|
