Card comparisonSide by side
BankAmericard® Credit Card for Students vs Choice Privileges® Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | — | None |
Purchase APR | 14.99% – 25.99% | — |
Intro APR | 0% for 21 months | — |
| Rewards | ||
Welcome Bonus | — | Earn 60,000 points |
Reward Rate Data: 1/2 cards | — | 5x pts on choice hotels stays and choice privileges point purchases |
Reward Program Data: 1/2 cards | — | Choice Privileges |
| Earning Rates | ||
| Choice Hotels stays and Choice Privileges point purchases | — | 5x ptsFive points (1 base point plus 4 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations, and on purchases of Choice Privileges points. |
| Gas stations | — | 3x ptsIncludes gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| Grocery stores | — | 3x ptsIncludes grocery stores, supermarkets, delis and bakeries. |
| Home improvement stores | — | 3x ptsIncludes home improvement stores, hardware stores, nurseries, garden supply, furniture and household appliance stores. |
| Other purchases | — | 1x pts1 rewards point earned per $1 spent on other net purchases. |
| Phone plan services | — | 3x ptsLandline and cell phone providers considered telecommunication services. |
| Benefits | ||
Key Benefits |
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