Card comparisonSide by side
BankAmericard® Credit Card for Students vs Choice Privileges® Select Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Bank of America | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | — | None |
Purchase APR | 14.99% – 25.99% | — |
Intro APR | 0% for 21 months | — |
| Rewards | ||
Welcome Bonus | — | Earn 60,000 points |
Reward Rate Data: 1/2 cards | — | 10x pts on choice hotels stays and point purchases |
Reward Program Data: 1/2 cards | — | Choice Privileges |
| Earning Rates | ||
| Choice Hotels stays and point purchases | — | 10x ptsQualifying stays made on the Card Account at eligible Choice hotel locations or net purchases of Choice Privileges points |
| Gas stations, grocery stores, home improvement stores and phone plan services | — | 5x ptsBased on eligible Mastercard merchant codes |
| Other purchases | — | 1x ptsOn other net purchases |
| Benefits | ||
Key Benefits |
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