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BankAmericard® Credit Card for Students vs Wells Fargo Autograph® Card

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Feature
Basic Information
Issuer
Bank of AmericaWells Fargo
Card Network
Card Type
Data: 2/2 cards
studenttravel
Card Tier
Data: 2/2 cards
Entry LevelEntry Level
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
None
Purchase APR
14.99% – 25.99%18.49% – 28.49%
Intro APR
0% for 21 months0% for 12 months
Rewards
Welcome Bonus
Earn 20,000 points
Reward Rate
Data: 1/2 cards
3x pts on gas
Reward Program
Data: 1/2 cards
Wells Fargo Rewards
Earning Rates
Gas3x ptsIncludes gas stations, automated fuel dispensers, and electric vehicle charging stations.
Other purchases1x ptsEarn 1X base point on all other eligible net purchases.
Phone plans3x ptsIncludes landline and cell phone telecommunication providers.
Popular Streaming Services3x ptsIncludes select cable, pay television, and subscription services.
Restaurants3x ptsIncludes eating places, restaurants, drinking places, fast food, and caterers.
Transit3x ptsIncludes passenger railway, taxis, limousines, ferries, toll bridges, highways, parking lots, and garages.
Travel3x ptsIncludes airline, hotel/motel, timeshare, vehicle/auto rental, cruise lines, travel agencies, discount travel sites, and campgrounds.
Benefits
Key Benefits
  • Digital Wallet Technology
  • Overdraft Protection
  • Zero Liability Guarantee
  • Car Rental Loss and Damage Insurance
  • Cell Phone Protection
  • Full-Service Concierge
  • +2 more