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British Airways Visa Signature® Credit Card vs Instacart Mastercard®
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Mastercard |
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 1/2 cards | — | Entry Level |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | 18.24% – 27.74% |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn $50 |
Reward Rate Data: 2/2 cards | 3x pts on british airways, aer lingus, and iberia flight purchases | 5% back on chase travel purchases |
Reward Program Data: 2/2 cards | British Airways Club Avios | Instacart Mastercard rewards program |
| Earning Rates | ||
| All other purchases | 1x pts | 1% back |
| British Airways, Aer Lingus, Iberia and LEVEL flight purchases | 3x milesFlight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL | — |
| British Airways, Aer Lingus, and Iberia flight purchases | 3x pts | — |
| Chase Travel purchases | — | 5% back |
| Flights purchased directly with British Airways, Aer Lingus, Iberia and LEVEL | 3x pts | — |
| Hotel accommodations purchased directly with the hotel | 2x pts | — |
| Qualifying Instacart.com and Instacart app purchases | — | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. |
| Restaurants, gas stations, and select streaming services | — | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. |
| all other purchases | 1x pts | 1% back |
| flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL | 3x pts | — |
| gas stations | — | 2% back |
| hotel accommodations | 2x milesWhen purchased directly with the hotel | — |
| hotel accommodations booked directly with the hotel | 2x pts | — |
| hotel accommodations purchased directly with the hotel | 2x pts | — |
| qualifying Instacart purchases | — | 5% backon your first $6,000 spent annually |
| qualifying Instacart.com and Instacart app purchases | — | 5% backOn the first $6,000 spent annually; after that, earns 1% cash back with no maximum. |
| restaurants | — | 2% backIncludes restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services. |
| select streaming services | — | 2% back |
| Benefits | ||
Key Benefits |
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