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British Airways Visa Signature® Credit Card vs United Gateway℠ Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Visa | Visa |
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 1/2 cards | — | Entry Level |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | 19.74% – 28.24% |
Intro APR Data: 1/2 cards | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 points | Earn 30,000 miles |
Reward Rate Data: 2/2 cards | 3x pts on british airways, aer lingus, and iberia flight purchases | 5x miles on eligible united flights |
Reward Program Data: 2/2 cards | British Airways Club Avios | United MileagePlus |
| Earning Rates | ||
| All other purchases | 1x pts | 1x miles |
| British Airways, Aer Lingus, Iberia and LEVEL flight purchases | 3x milesFlight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL | — |
| British Airways, Aer Lingus, and Iberia flight purchases | 3x pts | — |
| Eligible United flights | — | 5x miles5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets. |
| Eligible United purchases | — | 2x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Flights purchased directly with British Airways, Aer Lingus, Iberia and LEVEL | 3x pts | — |
| Gas stations | — | 2x miles |
| Hotel accommodations purchased directly with the hotel | 2x pts | — |
| Local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| all other eligible United purchases | — | 2x miles |
| all other purchases | 1x pts | 1x miles |
| eligible United flights | — | 5x milesIncludes 3x miles from United as a MileagePlus member and 2x miles from the United Gateway Card; mileage earning differs for Basic Economy or base option tickets. |
| flight purchases made directly with British Airways, Aer Lingus, Iberia and LEVEL | 3x pts | — |
| gas stations | — | 2x miles |
| hotel accommodations | 2x milesWhen purchased directly with the hotel | — |
| hotel accommodations booked directly with the hotel | 2x pts | — |
| hotel accommodations purchased directly with the hotel | 2x pts | — |
| local transit and commuting | — | 2x milesIncludes ride share services, taxicabs, train tickets, tolls, and mass transit. |
| other eligible United purchases | — | 2x miles |
| Benefits | ||
Key Benefits |
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