Card reviewChase
Updated Apr 16, 2026 · research
United Gateway℠ Card
ChaseUnited MileagePlusEditorially reviewed

United Gateway℠ Card

No annual fee United Airlines co-branded card that earns miles on United purchases and everyday spending, with a 0% intro APR offer and travel perks like free checked bags and inflight discounts.

Entry LevelPersonal
Visa
Credit profile: good
$0
Annual fee
5x miles eligible united flights
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

30,000 miles

$390 estimated value

Spend $1,000 in 90 days

Verifiedproduct page

Card Offers

public

30,000 miles

Verified

$390 estimated value

Spend $1,000 in 90 days

product page

public

10,000 miles

Verified

$130 estimated value

product page

Earning Rates

Eligible United Flights
5xmiles

5x total miles on eligible United flights purchased directly with United

All Other Eligible United Purchases
2xmiles

2x miles on all other eligible United purchases

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.74% - 28.24%0% intro APR for 12 months

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Credits

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The United Gateway℠ Card is Chase's no-annual-fee entry point into the United Airlines MileagePlus ecosystem. New cardmembers can earn up to 40,000 bonus miles after qualifying activities (30,000 miles after $1,000 spend in the first 3 months, plus 10,000 miles after adding an authorized user in the first 3 months). The card earns 5x total miles on eligible United flights, 2x miles on all other eligible United purchases, and also provides 2 free checked bags each year, 25% back on United inflight and Club premium drink purchases, and a 0% intro APR for 12 months on purchases.

Ready to Decide?

Apply for the United Gateway℠ Card

30,000 miles, worth about $390 estimated value, with no annual fee.

Spend $1,000 in 90 days

Reward Program

United MileagePlus

Earns Miles

Learn more

Card Categories

TravelAirlineNo Annual FeeNo Foreign Transaction FeeRewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 2 of 2 offers verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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