$0
Annual fee
See the card
Card reviewChase
Updated Aug 14, 2026 · research
ChaseUnited MileagePlus
United Gateway SM Card
No-annual-fee United MileagePlus card with 5x total miles on eligible United flights, 2x on United purchases, gas, and transit, plus a 0% intro purchase APR for 12 months.
Entry LevelPersonal
Visa
$0
Annual fee
5x miles eligible united flights
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 40,000 miles
Spend $1,000 in 90 days
Verifiedissuer product page
Card Offers
public
Earn 40,000 miles
Spend $1,000 in 90 days
issuer product_page
Earning Rates
Eligible United flights
5xmiles
5x total includes 3x miles on the Primary Cardmember's fare from United as a MileagePlus member plus 2x miles on the entire United purchase with the card; mileage earning differs for Basic Economy or base option tickets.
Eligible United purchases
2xmiles
Includes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages and Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply.
Gas Stations
2xmiles
Local transit and commuting
2xmiles
Includes ride share services, taxicabs, train tickets, tolls, and mass transit.
All other purchases
1xmiles
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.74% - 28.24%0% intro APR for 12 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits including 1 hidden gems
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The United Gateway Card is a no-annual-fee United MileagePlus travel card that earns miles on United purchases, gas stations, local transit and commuting, and all other purchases. It offers a 0% introductory purchase APR for 12 months, United travel perks after qualifying spend, and travel and purchase protections.
Ready to Decide?
Apply for the United Gateway SM Card
Earn 40,000 miles with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
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How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 11 of 11 benefits rated high confidence
- 11 source citations across benefits
- 1 of 1 offer verified
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