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Savor Rewards for Students vs IHG One Rewards Premier Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Chase |
Card Network | ||
Card Type Data: 2/2 cards | student | travel |
Card Tier Data: 2/2 cards | Entry Level | Premium |
Credit Score | Fair(650-699) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $99 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.49% – 28.49% | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $100 | Earn 140,000 points |
Bonus Value | $100 | $1,400 |
Reward Rate Data: 2/2 cards | 3% back on dining | 10x pts on ihg hotels and resorts |
Reward Program Data: 2/2 cards | Capital One Cash Back Rewards | IHG One Rewards |
| Earning Rates | ||
| All Other Purchases | 1% back | — |
| Dining | 3% back | — |
| Entertainment | 3% back | — |
| Grocery Stores | 3% backExcludes superstores like Walmart® and Target® | — |
| Grocery stores | 3% backThe 3% grocery earn is limited to purchases made at grocery stores, excluding superstores like Walmart® and Target®. | — |
| IHG Hotels and Resorts | — | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards |
| Other purchases | 1% back | — |
| Popular Streaming Services | 3% back | — |
| all other purchases | — | 3x pts |
| dining | — | 5x ptsIncluding takeout and eligible delivery services |
| gas stations | — | 5x pts |
| travel | — | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards |
| Benefits | ||
Key Benefits |
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