Card reviewChase
Updated Jul 16, 2026 · research
ihg premier card
ChaseIHG One Rewards

IHG One Rewards Premier Credit Card

Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.

Mid TierPersonal
Visa
Credit profile: excellent
$99
Annual fee
10x pts stays at ihg hotels and resorts
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 140,000 points

Spend $3,000 in 90 days

Verifiedofficial site

Card Offers

public

Earn 140,000 points

Verified

Spend $3,000 in 90 days

official site

Earning Rates

stays at IHG Hotels and Resorts
10xpoints

Earned as a card purchase multiplier; note that you can reach up to 26X total points when combined with member status multipliers.

Dining
5xpoints
Gas Stations
5xpoints
Travel
5xpoints
all other purchases
3xpoints

Fees

Fee TypeAmount
Annual Fee$99
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 27.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

8 benefits (5 strong or better) including 1 hidden gems

Travel Insurance

Travel Credits

Elite Status

Lifestyle Benefits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

Earn up to 26X total points per $1 spent when you stay at IHG® Hotels and Resorts, plus enjoy automatic Platinum Elite status and an Anniversary Free Night.

Ready to Decide?

Apply for the IHG One Rewards Premier Credit Card

Earn 140,000 points with a $99 annual fee.

Spend $3,000 in 90 days

Hotel program

IHG One Rewards

Earns Points

Card Categories

TravelHotelNo Foreign Transaction FeeCo-branded

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 8 of 8 benefits rated high confidence
  • 8 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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