
IHG One Rewards Premier Credit Card
Earn 140,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Enjoy automatic Platinum Elite status and an anniversary free night.
Current Welcome Offer
Earn 140,000 points
Spend $3,000 in 90 days
Card Offers
public
Earn 140,000 points
Spend $3,000 in 90 days
public
Earn 10,000 points
Spend $0 in 90 days
Earning Rates
Up to 26X total points per $1 spent when you stay at IHG Hotels and Resorts. Includes 10X from this card, up to 10X from IHG One Rewards membership, and up to 6X with Platinum Elite Status
Earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards
Dining at restaurants including takeout and eligible delivery services
Purchases made at gas stations
Excluding purchases made at hotels participating in IHG One Rewards that qualify for the 10 points card earn
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $99 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 27.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
11 benefits (5 strong or better) including 2 hidden gems
Travel Insurance
Travel Credits
Elite Status
Purchase Protection
Statement Credits
Lifestyle Benefits
Coverage Tier Legend
About This Card
The IHG One Rewards Premier Credit Card is designed for loyal guests of IHG Hotels and Resorts. It offers substantial points earning on stays, automatic Platinum Elite status, and a valuable anniversary free night. Cardmembers also enjoy benefits like a fourth reward night free on point redemptions, travel protections, and credits for United Airlines and Global Entry, TSA PreCheck, or NEXUS.
Ready to Decide?
Apply for the IHG One Rewards Premier Credit Card
Earn 140,000 points with a $99 annual fee.
Spend $3,000 in 90 days
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Sources & Methodology
Sources & Methodology
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
Analyzed by the Rewardopedia Engine.
- 11 of 11 benefits rated high confidence
- 11 source citations across benefits
- 2 of 2 offers verified
Read our full methodology for how we collect, verify, and rate credit cards.
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