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Venture Rewards from Capital One vs Discover it® Cash Back Credit Card
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- A dash (—) means that value is not currently available for that card.
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Discover |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 17.49% – 26.49% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn 75,000 miles | Earn $0 |
Bonus Value | $750 | — |
Reward Rate Data: 2/2 cards | 5x miles on capital one entertainment purchases | 5% back on rotating quarterly categories |
Reward Program Data: 2/2 cards | Capital One Miles | Discover Cashback Bonus |
| Earning Rates | ||
| All Purchases | 2x milesUnlimited 2X miles on every purchase, every day | — |
| All other purchases | — | 1% backUnlimited; applies automatically to all purchases not in the 5% rotating category. |
| Capital One Entertainment purchases | 5x milesApplies to purchases made on Capital One Entertainment. | — |
| Capital One Travel Bookings (Hotels & Rental Cars) | 5x miles5X miles on hotels and rental cars booked through Capital One Travel | — |
| Capital One Travel hotels, vacation rentals and rental cars | 5x milesPurchases must be made through Capital One Travel using this Rewards card account. Hotel incidentals, upgrades or other expenses outside Capital One Travel do not earn 5 miles per dollar. | — |
| Every purchase | 2x milesEarn 2 miles per dollar on net purchases only; cash advances, balance transfers, and checks used to access the account are not considered purchases and will not earn rewards. | — |
| Rotating quarterly categories | — | 5% backEarn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more. |
| Rotating quarterly categories (e.g., grocery stores, restaurants, gas stations, Amazon.com) | — | 5% backActivation required each quarter; up to the quarterly maximum spend cap. Categories vary each quarter. |
| Benefits | ||
Key Benefits |
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