Card comparisonSide by side
Capital One Venture X vs Chase Sapphire Reserve®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Luxury |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $395 | $550 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.49% – 28.49% | 21.99% – 28.99% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 75,000 miles | Earn 60,000 points |
Bonus Value | $750 | $900 |
Reward Rate Data: 2/2 cards | 10x miles on hotels and rental cars via capital one travel | 10x pts on hotels and car rentals via chase travel (after $300 travel credit) |
Reward Program Data: 2/2 cards | Capital One Miles | Chase Ultimate Rewards |
| Earning Rates | ||
| All Other Purchases | 2x miles | 1x pts |
| Capital One Entertainment Purchases | 5x milesQualifying tickets purchased on the Capital One Entertainment ticketing platform only; excludes cardholder exclusive pre-sales and direct ticketing through Capital One Hall or Capital One Arena | — |
| Dining | — | 3x pts3x points on dining at restaurants worldwide, including eligible delivery services, takeout, and dining out |
| Flights and Vacation Rentals via Capital One Travel | 5x milesMust be booked through Capital One Travel portal | — |
| Flights via Chase Travel (after $300 travel credit) | — | 5x pts5x total points on flights purchased through Chase Travel after the first $300 is spent on travel purchases annually |
| Hotels and Car Rentals via Chase Travel (after $300 travel credit) | — | 10x pts10x total points on hotels and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually |
| Hotels and Rental Cars via Capital One Travel | 10x milesMust be booked through Capital One Travel portal | — |
| Travel | — | 3x pts3x points on other travel worldwide (not through Chase Travel) |
| Benefits | ||
Key Benefits |
|
|
