
Chase Sapphire Reserve®
Chase's flagship premium travel card offering 3x on dining and travel, a $300 annual travel credit, Priority Pass lounge access, and 50% more value when redeeming points through Chase Travel.
Annual Fee
$550
Top Earning Rate
10x pts hotels and car rentals via chase travel (after $300 travel credit)
Foreign Tx Fee
None
Rating
N/A
Current Welcome Offer
60,000 points
$900 estimated value
Spend $4,000 in 90 days
Card Offers
public
60,000 points
$900 estimated value
Spend $4,000 in 90 days
Earning Rates
10x total points on hotels and car rentals purchased through Chase Travel after the first $300 is spent on travel purchases annually
5x total points on flights purchased through Chase Travel after the first $300 is spent on travel purchases annually
3x points on dining at restaurants worldwide, including eligible delivery services, takeout, and dining out
3x points on other travel worldwide (not through Chase Travel)
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $550 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 21.99% - 28.99%
- Balance Transfer APR
- 21.99% - 28.99%
- Cash Advance APR
- 29.99%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
12 benefits (10 strong or better)
Travel Insurance
Travel Access & Perks
Travel Credits
Purchase Protection
Statement Credits
Coverage Tier Legend
About This Card
The Chase Sapphire Reserve® is Chase's top-tier personal travel rewards card. Cardholders earn 5x total points on flights and 10x total points on hotels and car rentals purchased through Chase Travel (after the first $300 is spent on travel purchases annually), 3x points on other travel and dining worldwide, and 1x point on all other purchases. The card comes with a $300 annual travel credit that automatically applies to travel purchases, Priority Pass Select lounge membership, up to $100 Global Entry/TSA PreCheck credit, trip cancellation/interruption insurance, primary auto rental collision damage waiver, lost luggage reimbursement, and no foreign transaction fees. Points are worth 1.5 cents each when redeemed through Chase Travel or can be transferred 1:1 to leading airline and hotel loyalty programs. The annual fee is $550.
Ready to Decide?
Apply for the Chase Sapphire Reserve®
60,000 points, worth about $900 estimated value, with a $550 annual fee.
Spend $4,000 in 90 days
Similar Cards You Might Like
Card Categories
Sources & Methodology
Sources & Methodology
Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.
Last updated:
Pending editorial review.
- 11 of 12 benefits rated high confidence
- 1 of 1 offer verified
Read our full methodology for how we collect, verify, and rate credit cards.
Found an error? Report it here.

