Card reviewChase
Updated Aug 6, 2026 · research
Sapphire Reserve Shadow
ChaseChase Ultimate Rewards

Chase Sapphire Reserve® Credit Card

Now even more rewarding. Earn 100,000 points after you spend $6,000 in purchases in the first 3 months from account opening.

LuxuryPersonal
Visa
Credit profile: excellent
$795
Annual fee
8x pts chase travel purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 100,000 points

Spend $6,000 in 90 days

Verifiedissuer

Card Offers

public

Earn 100,000 points

Verified

Spend $6,000 in 90 days

issuer

Earning Rates

Chase Travel purchases
8xpoints

Includes purchases made using your card through Chase Travel, including The Edit.

flights booked direct
4xpoints

Flights booked direct with the airline.

hotels booked direct
4xpoints

Hotels booked direct.

Dining
3xpoints

Dining worldwide including takeout and eligible delivery services.

all other purchases
1xpoints

All other non-qualifying purchases.

Fees

Fee TypeAmount
Annual Fee$795
Foreign Transaction Fee0%

APR Information

Purchase APR
19.49% - 27.99%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

6 benefits (5 strong or better) including 1 hidden gems

Travel Insurance

Travel Access & Perks

Travel Credits

Purchase Protection

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The Chase Sapphire Reserve® Credit Card offers elevated travel and lifestyle rewards, providing over $1,500 in annual travel value including a flexible $300 annual travel credit, lounge access, and extensive travel protections.

Ready to Decide?

Apply for the Chase Sapphire Reserve® Credit Card

Earn 100,000 points with a $795 annual fee.

Spend $6,000 in 90 days

Rewards program

Chase Ultimate Rewards

Earns Points

Card Categories

TravelDiningLounge accessNo Foreign Transaction FeeTransferable points

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 6 of 6 benefits rated high confidence
  • 6 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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