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Chase Sapphire Preferred® Credit Card vs TD Double Up Credit Card

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Feature
Basic Information
Issuer
ChaseTD Bank
Card Network
Card Type
Data: 2/2 cards
travelcashback
Card Tier
Data: 2/2 cards
Mid TierEntry Level
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$95$0
Foreign Transaction Fee
NoneYes (3%)
Purchase APR
19.24% – 27.49%18.49% – 28.49%
Intro APR
Rewards
Welcome Bonus
Earn 75,000 pointsEarn $200
Bonus Value
$750$200
Reward Rate
Data: 2/2 cards
5x pts on chase travel3% back on 3% category
Reward Program
Data: 2/2 cards
Chase Ultimate Rewards®TD Double Up Cash Back
Earning Rates
2% category2% back
3% category3% back
All eligible purchases2% backNo rotating Spend Categories, no caps or limits as long as your credit card account is open and in good standing.
Chase Travel5x ptsExcludes travel purchases made through FROSCH by Chase Travel, Valerie Wilson Travel by Chase Travel, or Frosch International Travel LLC
Lyft rides5x ptsThrough September 30, 2027
Peloton purchases5x ptsOn eligible Peloton equipment and accessory purchases over $150 through December 31, 2027
all other eligible purchases0.01% backall other eligible purchases
all_other_purchases1x pts
custom 2% categories0.02% backChoose your 2% Spend Categories
custom 3% categories0.03% backChoose your top 3% Spend Categories
dining3x ptsIncludes takeout and eligible delivery services
gas3x ptsIncludes gas stations, EV charging, and vacation homes at top brands
groceries3x ptsOnline grocery only; excludes Target, Walmart, and wholesale clubs
other1% back
streaming3x ptsSelect top streaming services
travel2x ptsAll other travel purchases not made through Chase Travel
Benefits
Key Benefits
  • Auto Rental Coverage
  • Chase Travel Hotel Credit
  • Global Entry or TSA PreCheck or NEXUS Application Fee Credit
  • Cell Phone Protection
  • Contactless payments
  • Digital Wallet
  • +1 more