Card comparisonSide by side
Choice Privileges® Mastercard® vs U.S. Bank Split™ World Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | US Bank |
Card Network | ||
Card Type Data: 1/2 cards | travel | — |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | — |
Purchase APR | — | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | — |
Reward Rate Data: 1/2 cards | 5x pts on choice hotels stays and point purchases | — |
Reward Program Data: 1/2 cards | Choice Privileges | — |
| Earning Rates | ||
| All other purchases | 1x pts1 rewards point will be earned per $1 spent on other net purchases. | — |
| Choice Hotels stays and point purchases | 5x ptsFive points (1 base point plus 4 bonus points) per $1 spent on qualifying stays made on the Card Account at eligible Choice hotel locations, plus on Choice Privileges point purchases. | — |
| Gas stations, grocery stores, home improvement stores and phone plan services | 3x ptsThree points (1 base point plus 2 bonus points) are earned per $1 spent on net purchases at retailers whose merchant code is Gas, Groceries, Telephone plans, and Home improvement. | — |
| Benefits | ||
Key Benefits |
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