Card comparisonSide by side
Choice Privileges® Mastercard® vs Wells Fargo Active Cash® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn $200 |
Bonus Value | $600 | $200 |
Reward Rate Data: 2/2 cards | 5x pts on choice hotels stays | 2% back on all eligible purchases |
Reward Program Data: 2/2 cards | Choice Privileges | Wells Fargo Rewards® |
| Earning Rates | ||
| All eligible purchases | — | 2% back2% cash rewards are earned for every $1 spent in net purchases. Purchases that do not earn cash rewards include cash advances and cash equivalents, balance transfers, SUPERCHECKS, disputes, illegal actions and violations, certain gambling transactions, and fees or interest. |
| Choice Hotels stays | 5x ptsQualifying stays at eligible Choice hotel locations billed by eligible Choice brand hotels as merchant of record and booked through choicehotels.com, directly with an eligible Choice hotel, or by calling the Choice Hotels Service Center. | — |
| Choice Privileges point purchases | 5x ptsQualifying net purchases of Choice Privileges points made on the Card Account. | — |
| Gas stations | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, or electric vehicle charging stations. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Grocery stores | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, or bakeries. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Home improvement stores | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as home improvement stores, hardware stores, nurseries and garden supply stores, furniture and household appliances stores, home accessories stores, floor, glass, paint and wallpaper stores, lease/rental services for furniture and household appliances, swimming pool sales and supplies, contractors, or specialists providing home improvement services. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Other purchases | 1x ptsOther net purchases earn 1 rewards point per $1 spent. Cash advances and cash equivalents of any kind do not earn points. | — |
| Phone plan services | 3x ptsPurchases at retailers whose Mastercard merchant code is classified as landline and cell phone providers considered telecommunication services. Purchases not processed using the listed Mastercard merchant codes may not qualify. | — |
| Benefits | ||
Key Benefits |
|
|
