Card comparisonSide by side
Choice Privileges® Select Mastercard® vs U.S. Bank Cash+® Visa Signature® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 17.74% – 27.99% |
Intro APR | — | 0% for 15 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn $250 |
Bonus Value | $600 | $250 |
Reward Rate Data: 2/2 cards | 10x pts on choice hotels stays | 5% back on prepaid travel center booking |
Reward Program Data: 2/2 cards | Choice Privileges | U.S. Bank Cash+ Rewards |
| Earning Rates | ||
| All Other Purchases | — | 1% backOn all other eligible purchases, including purchases over the quarterly 5% cap. |
| All other purchases | 1x ptsOn other purchases | — |
| Choice Hotels stays | 10x ptsQualifying stays at participating Choice Hotels properties and Choice Privileges point purchases | — |
| Everyday Categories | 5x ptsPurchases at gas stations, grocery stores, home improvement stores, and on phone plan services | — |
| One Chosen 2% Everyday Category | — | 2% backOn one everyday category you choose quarterly, like gas, grocery stores, or restaurants. Excludes discount stores, supercenters, and wholesale clubs. |
| Prepaid Travel Center Booking | — | 5% backOn prepaid air, hotel, and car reservations booked directly through the U.S. Bank Travel Center. |
| Two Chosen 5% Categories | — | 5% backOn your first $2,000 in combined eligible purchases each quarter on two categories you choose. Enrollment required. |
| Benefits | ||
Key Benefits |
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