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Citi Premier Card vs U.S. Bank Cash+® Visa Signature® Card

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Feature
Basic Information
Issuer
CitiUS Bank
Card Network
Card Type
Data: 2/2 cards
travelcashback
Card Tier
Data: 2/2 cards
Mid TierEntry Level
Credit Score
Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
NoneNone
Purchase APR
17.74% – 27.99%
Intro APR
0% for 15 months
Rewards
Welcome Bonus
Earn $250
Bonus Value
$250
Reward Rate
Data: 1/2 cards
5% back on prepaid travel center booking
Reward Program
Data: 1/2 cards
U.S. Bank Cash+ Rewards
Earning Rates
All Other Purchases1% backOn all other eligible purchases, including purchases over the quarterly 5% cap.
One Chosen 2% Everyday Category2% backOn one everyday category you choose quarterly, like gas, grocery stores, or restaurants. Excludes discount stores, supercenters, and wholesale clubs.
Prepaid Travel Center Booking5% backOn prepaid air, hotel, and car reservations booked directly through the U.S. Bank Travel Center.
Two Chosen 5% Categories5% backOn your first $2,000 in combined eligible purchases each quarter on two categories you choose. Enrollment required.
Benefits
Key Benefits
  • Real-Time Rewards eligibility
  • U.S. Bank ExtendPay Plan