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Citi Strata Premier® Card vs Discover it Student Chrome
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Citi | Discover |
Card Network | ||
Card Type Data: 2/2 cards | travel | student |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $95 | $0 |
Foreign Transaction Fee | None | — |
Purchase APR | 19.49% – 27.49% | 16.49% – 25.49% |
Intro APR | — | 0% for 6 months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | — |
Reward Rate Data: 2/2 cards | 10x pts on hotels, car rentals and attractions booked on cititravel.com | 2% back on gas stations and restaurants |
Reward Program Data: 2/2 cards | Citi ThankYou | Discover Cashback Bonus |
| Earning Rates | ||
| Air Travel and Other Hotel Purchases | 3x pts | — |
| All Other Purchases | 1x pts | — |
| All other purchases | — | 1% backUnlimited 1% cash back on all other purchases. |
| Gas & EV Charging Stations | 3x pts | — |
| Gas stations and restaurants | — | 2% backEarn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter, automatically. Gas stations affiliated with supermarkets, supercenters, and wholesale clubs may not be eligible. Restaurants located inside of or affiliated with another business... may not qualify. |
| Hotels, Car Rentals and Attractions booked on cititravel.com | 10x ptsMust be booked through cititravel.com | — |
| Restaurants | 3x pts | — |
| Supermarkets | 3x pts | — |
| Benefits | ||
Key Benefits |
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