Card comparisonSide by side
ThankYou Preferred Card vs IHG One Rewards Premier Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Citi | Chase |
Card Network | ||
Card Type Data: 1/2 cards | — | travel |
Card Tier Data: 1/2 cards | — | Premium |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $99 |
Foreign Transaction Fee | None | None |
Purchase APR | — | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | — | Earn 140,000 points |
Bonus Value | — | $1,400 |
Reward Rate Data: 1/2 cards | — | 10x pts on ihg hotels and resorts |
Reward Program Data: 1/2 cards | — | IHG One Rewards |
| Earning Rates | ||
| IHG Hotels and Resorts | — | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards |
| all other purchases | — | 3x pts |
| dining | — | 5x ptsIncluding takeout and eligible delivery services |
| gas stations | — | 5x pts |
| travel | — | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards |
| Benefits | ||
Key Benefits | — |
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