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Discover it® Cash Back Credit Card vs World of Hyatt Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Discover | Chase |
Card Network | ||
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $95 |
Foreign Transaction Fee | None | None |
Purchase APR | 17.49% – 26.49% | 19.24% – 27.74% |
Intro APR | 0% for 15 months | — |
| Rewards | ||
Welcome Bonus | Earn $0 | Earn 30,000 points |
Bonus Value | — | $300 |
Reward Rate Data: 2/2 cards | 5% back on rotating quarterly categories | 4x pts on hyatt hotels and resorts |
Reward Program Data: 2/2 cards | Discover Cashback Bonus | World of Hyatt |
| Earning Rates | ||
| All other purchases | 1% backUnlimited; applies automatically to all purchases not in the 5% rotating category. | — |
| Hyatt hotels and resorts | — | 4x ptsQualifying purchases made at Hyatt hotels and resorts participating in the World of Hyatt Program |
| Rotating quarterly categories | 5% backEarn 5% cash back at different places each quarter, up to the quarterly maximum when you activate. Page examples include grocery stores, restaurants, gas stations, and more. | — |
| Rotating quarterly categories (e.g., grocery stores, restaurants, gas stations, Amazon.com) | 5% backActivation required each quarter; up to the quarterly maximum spend cap. Categories vary each quarter. | — |
| airline tickets | — | 2x ptsPurchased directly from the airline |
| all other purchases | — | 1x pts |
| fitness clubs and gym memberships | — | 2x pts |
| local transit and commuting | — | 2x pts |
| restaurants | — | 2x ptsExcluding dining purchases that qualify for 4 Bonus Points |
| Benefits | ||
Key Benefits |
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