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Disney® Inspire Visa® Card vs One Key+ Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Wells Fargo |
Card Network | Visa | Mastercard |
Card Type Data: 2/2 cards | rewards | travel |
Card Tier Data: 1/2 cards | Premium | — |
| Fees & APR | ||
Annual Fee | $149 | $99 |
Foreign Transaction Fee | — | None |
Purchase APR | 18.24% – 27.74% | 18.49% – 28.49% |
Intro APR Data: 1/2 cards | 0% for 6 months | — |
| Rewards | ||
Welcome Bonus | — | — |
Reward Rate Data: 2/2 cards | 10% back on direct disney+, hulu, and espn+ purchases | 3% back on dining |
Reward Program Data: 2/2 cards | Disney Rewards Dollars | One Key |
| Earning Rates | ||
| All other qualifying purchases | 1% back | — |
| Dining | — | 3% backRetailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers |
| Disney Locations in the U.S. | 3% back | — |
| Disney+, Hulu, and ESPN+ purchases made directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com | 10% backIncludes qualifying subscriptions, add-ons, and eligible direct purchases; third-party platform purchases generally do not qualify. | — |
| DisneyPlus.com, Hulu.com or Stream.ESPN.com | 10% backCard purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com | — |
| Eligible Expedia, Hotels.com, and Vrbo bookings | — | 3% backEligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. |
| Expedia, Hotels.com and Vrbo | — | 3% back3% (2% base plus 1% bonus) per $1 on eligible bookings through U.S. version of Expedia, Hotels.com or Vrbo |
| Expedia, Hotels.com, Vrbo bookings | — | 3% backEligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through U.S. version of Expedia, Hotels.com, or Vrbo using One Key Mastercard |
| Expedia, Hotels.com, or Vrbo bookings | — | 3% backOn eligible bookings through the U.S. version of Expedia, Hotels.com, or Vrbo using the card while logged into linked One Key account. |
| Gas | — | 3% backRetailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations |
| Gas stations | — | 3% backApplies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| Gas stations and most other U.S. Disney locations | 3% back | — |
| Groceries | — | 3% backRetailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries |
| Grocery stores | — | 3% backApplies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries. |
| Grocery stores and restaurants | 2% backDining includes takeout and eligible delivery services; dining purchases at U.S. Disney locations earn 3% instead. | — |
| Other purchases | — | 1.5% back1.5% in OneKeyCash earned per $1 spent on other net purchases |
| all other card purchases | 1% back1% in Disney Rewards Dollars on all other qualifying purchases; no limits to amount you can earn | — |
| all other qualifying purchases | 1% back | — |
| dining | — | 3% backEligible purchases at retailers classified under Mastercard merchant codes for eating places and restaurants, drinking places, fast food restaurants, and/or caterers. |
| dining at restaurants, including takeout and eligible delivery services | 2% backExcludes dining purchases at Disney Locations in the U.S., which earn 3% total. | — |
| direct Disney+, Hulu, and ESPN+ purchases | 10% backMust be purchased directly at DisneyPlus.com, Hulu.com, or Stream.ESPN.com; certain third-party-platform and bundle purchases are excluded. | — |
| eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using your One Key Mastercard | — | 3% backEligible net purchases; outside the U.S., actively select the U.S. version of the sites. |
| expedia,hotels.com,vrbo | — | 3% back |
| gas | — | 3% backEligible net purchases at retailers classified under eligible Mastercard gas merchant codes, including gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| gas stations | 3% back | 3% backEligible purchases at retailers classified under Mastercard merchant codes for gas stations, automated fuel dispensers, and electric vehicle charging stations. |
| gas stations and most other U.S. Disney locations | 3% back3% total in Disney Rewards Dollars at gas stations and most other U.S. Disney locations | — |
| gas stations, grocery stores and dining | — | 3% back3% (2% base plus 1% bonus) per $1 on net purchases classified as gas, grocery and dining |
| gas stations,grocery stores,dining | — | 3% back |
| groceries | — | 3% backEligible net purchases at retailers classified under eligible Mastercard grocery merchant codes, including grocery stores, supermarkets, delis, and bakeries. |
| grocery stores | 2% back | 3% backEligible purchases at retailers classified under Mastercard merchant codes for grocery stores, supermarkets, delis, and bakeries. |
| grocery stores and restaurants | 2% back2% total in Disney Rewards Dollars at grocery stores and dining at restaurants including takeout and eligible delivery | — |
| most other U.S. Disney locations | 3% back | — |
| other purchases | — | 2% back2% in OneKeyCash per $1 on other net purchases |
| purchases made directly at DisneyPlus.com, Hulu.com or Stream.ESPN.com | 10% back10% total in Disney Rewards Dollars on qualifying subscription and additional purchases made directly at those sites | — |
| restaurants | 2% back | — |
| Benefits | ||
Key Benefits |
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