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Emirates Skywards Premium World Elite Mastercard vs Hilton Honors Surpass Card

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Feature
Basic Information
Issuer
BarclaysAmerican Express
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
PremiumMid Tier
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$499$150
Foreign Transaction Fee
NoneNone
Purchase APR
19.49% – 29.49%19.99% – 29.99%
Intro APR
0% for 6 months
Rewards
Welcome Bonus
Earn 70,000 milesEarn 130,000 points
Bonus Value
$700$1,300
Reward Rate
Data: 2/2 cards
3x miles on emirates purchases14x pts on hilton hotels and resorts
Reward Program
Data: 2/2 cards
Emirates SkywardsHilton Honors
Earning Rates
All other purchases1x milesOn all other purchases
Emirates purchases3x milesOn eligible Emirates purchases
Hilton hotels and resorts14x pts
Travel2x milesOn eligible travel purchases
Benefits
Key Benefits
  • $0 Fraud Liability protection
  • Global Entry or TSA PreCheck Credit
  • No Foreign Transaction Fees
  • +1 more
  • Hilton Honors™ Gold Status