home/cards/compare/emirates skywards rewards world elite mastercard vs u.s. bank cash+® secured visa® card
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Emirates Skywards Rewards World Elite Mastercard vs U.S. Bank Cash+® Secured Visa® Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | secured |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | — |
Purchase APR | 19.49% – 29.49% | — |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 40,000 miles | — |
Reward Rate Data: 2/2 cards | 3x miles on emirates purchases | 5% back on chosen 5% categories |
Reward Program Data: 2/2 cards | Emirates Skywards | U.S. Bank Cash+ Rewards |
| Earning Rates | ||
| All other eligible purchases | — | 1% backEarns 1% cash back on all other eligible purchases. |
| All other purchases | 1x milesEarn 1 Skywards Mile on all other purchases. | — |
| Chosen 2% Everyday Category | — | 2% backEarns 2% cash back on Net Purchases in your choice of one everyday category (like gas stations/EV charging, grocery stores/grocery delivery, or restaurants). Excludes discount stores/supercenters and wholesale clubs. |
| Chosen 5% Categories | — | 5% backEarns 5% cash back on your first $2,000 in combined Net Purchases each quarter in two categories you choose and enroll in. Purchases over $2,000 earn 1%. Excludes discount stores, supercenters, and wholesale clubs. |
| Emirates purchases | 3x milesEarn 3 Skywards Miles for every $1 spent on emirates.com or at the Emirates Sales office. | — |
| Prepaid Travel Center Booking | — | 5% backEarns 5% cash back on prepaid air, hotel and car reservations booked directly in the Travel Center when you use this card. |
| Travel | 2x milesEarn 2 Skywards Miles on eligible travel purchases. | — |
| Benefits | ||
Key Benefits |
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