Card comparisonSide by side
GM Business™ Mastercard® vs RCI® Elite Rewards® World Mastercard®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Barclays |
Card Network | ||
Card Type Data: 2/2 cards | business | travel |
Card Tier Data: 1/2 cards | — | Mid Tier |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | Yes (3%) | None |
Purchase APR | 22.24% – 32.24% | 19.24% – 29.49% |
Intro APR | 0% for 9 months | — |
| Rewards | ||
Welcome Bonus | Earn 100,000 points | Earn 5,000 points |
Bonus Value | $1,000 | $50 |
Reward Rate Data: 2/2 cards | 7x pts on eligible gm purchases | 5x pts on all eligible rci purchases |
Reward Program Data: 2/2 cards | GM Business Card Points | RCI Member Rewards |
| Earning Rates | ||
| All eligible RCI purchases | — | 5x pts |
| All eligible travel purchases, including rideshare, gas, and EV charging purchases | — | 2x pts |
| All other purchases | — | 1x pts |
| eligible GM purchases | 7x ptsEarned on eligible GM purchases when you use your GM Business Mastercard. | — |
| everything else | 3x ptsIncludes business expenses, restaurants, travel and more. There is no limit to the number of Business Card Points you can earn. | — |
| Benefits | ||
Key Benefits |
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