Card reviewBarclays
Updated Jul 23, 2026 · research
RCI® Elite Rewards® World Mastercard® card art
BarclaysRCI Member Rewards

RCI® Elite Rewards® World Mastercard®

Earn 5X Rewards on RCI purchases, 2X on travel (including rideshare, gas, and EV charging), and enjoy no annual fee.

Entry LevelPersonal
Mastercard
$0
Annual fee
5x pts rci purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

Earn 5,000 points

Verifiedissuer site

Card Offers

public

Earn 5,000 points

Verified
issuer site

Earning Rates

RCI purchases
5xpoints

Eligible RCI purchases

Travel
2xpoints

Includes eligible travel, rideshare, gas, and EV charging purchases

All other purchases
1xpoints

Fees

Fee TypeAmount
Annual Fee$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.49%
Balance Transfer APR
19.24% - 29.49%0% intro APR for 15 months
Cash Advance APR
29.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Credits

Lifestyle Benefits

Other Insurance

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The RCI® Elite Rewards® World Mastercard® allows cardmembers to earn points towards RCI member rewards, vacation credits, cash back, and more, all with no annual fee and no foreign transaction fees.

Ready to Decide?

Apply for the RCI® Elite Rewards® World Mastercard®

Earn 5,000 points with no annual fee.

Rewards program

RCI Member Rewards

Earns Points

Card Categories

TravelCo-brandedNo Annual FeeNo Foreign Transaction FeeBalance Transfer

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them with automated checks.

Last updated:

How it's checked

Analyzed by the Rewardopedia Engine.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 3 source citations across benefits
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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