Card reviewBarclays
Updated Apr 13, 2026 · research
RE
BarclaysRCI Member RewardsEditorially reviewed

RCI Elite Rewards World Mastercard

Earn 5X Rewards for every $1 spent on all eligible RCI purchases, 2X Rewards for every $1 spent on all eligible travel purchases, and 1X Rewards for every $1 spent on all other purchases. No annual fee.

PremiumPersonal
Mastercard
Credit profile: good
$0
Annual fee
5x pts rci purchases
Top rate
None
Foreign fee
N/A
Rating

Current Welcome Offer

5,000 points

$50 estimated value

0
Verifiedissuer

Card Offers

public

5,000 points

Verified

$50 estimated value

0
issuer

Earning Rates

RCI purchases
5xpoints

Eligible RCI purchases

Travel purchases
2xpoints

Eligible travel purchases

Other purchases
1xpoints

All other purchases

Fees

Fee TypeAmount
Annual Fee

Waived first year

$0
Foreign Transaction Fee0%

APR Information

Purchase APR
19.24% - 29.49%
Balance Transfer APR
0.00%0% intro APR for 15 months
Cash Advance APR
29.74%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

3 benefits

Travel Credits

Purchase Protection

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The RCI Elite Rewards World Mastercard offers 5X Rewards for every $1 spent on all eligible RCI purchases, 2X Rewards for every $1 spent on all eligible travel purchases, and 1X Rewards for every $1 spent on all other purchases. Earn 5,000 Bonus Rewards after making your first purchase. No annual fee. 0% intro APR on balance transfers for the first 15 billing cycles. Earn a $250 USD Vacation Credit after spending $10,000 in net purchases each calendar year. No foreign transaction fees on international purchases. $0 Fraud Liability protection.

Ready to Decide?

Apply for the RCI Elite Rewards World Mastercard

5,000 points, worth about $50 estimated value, with no annual fee.

Reward Program

RCI Member Rewards

Earns Points

Learn more

Card Categories

TravelRewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

Last updated:

Editorial Review

Pending editorial review.

Data Quality
  • 3 of 3 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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