$99
Annual fee
$500
Bonus value
See the card
Card reviewBarclays
Updated Jul 3, 2026 · researchRE
BarclaysRCI Member RewardsEditorially reviewed
RCI® Elite Rewards® World Mastercard®
No-annual-fee RCI co-branded Mastercard earning 5X Rewards on eligible RCI purchases and 2X Rewards on eligible travel, rideshare, gas, and EV charging purchases.
Mid TierPersonal
Mastercard
$0
Annual fee
5x pts all eligible rci purchases
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
5,000 points
$50 estimated value
Verifiedofficial page
Card Offers
public
5,000 points
$50 estimated value
official page
Earning Rates
All eligible RCI purchases
5xpoints
All eligible travel purchases, including rideshare, gas, and EV charging purchases
2xpoints
All other purchases
1xpoints
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 19.24% - 29.49%
- Balance Transfer APR
- 19.24% - 29.49%0% intro APR for 15 months
- Cash Advance APR
- 29.74%
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits including 2 hidden gems
Travel Insurance
Travel Credits
Statement Credits
Lifestyle Benefits
Other Insurance
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
About This Card
The RCI Elite Rewards World Mastercard earns 5X Rewards on eligible RCI purchases, 2X Rewards on eligible travel purchases including rideshare, gas, and EV charging, and 1X Rewards on all other purchases. It has a $0 annual fee, no foreign transaction fees, a 5,000 Bonus Rewards first-purchase bonus worth $50 in RCI Member Rewards, and a $250 USD Vacation Credit after $10,000 in net purchases each calendar year.
Ready to Decide?
Apply for the RCI® Elite Rewards® World Mastercard®
5,000 points, worth about $50 estimated value, with no annual fee.
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Rewards program
RCI Member Rewards
Earns Points
Card Categories
Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's reviewed
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 6 benefits rated high confidence
- 1 of 1 offer verified
Learn More
Read our full methodology for how we collect, verify, and rate credit cards.
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