Card comparisonSide by side
Gold Card vs U.S. Bank Shield® Visa® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | American Express | US Bank |
Card Network | ||
Card Type Data: 2/2 cards | travel | balance transfer |
Card Tier Data: 2/2 cards | Mid Tier | Entry Level |
Credit Score | Good(700-749) | Good(700-749) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $250 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.24% | 16.99% – 27.99% |
Intro APR | 0% for ? months | 0% for ? months |
| Rewards | ||
Welcome Bonus | Earn 60,000 points | Earn 0 points |
Bonus Value | $600 | — |
Reward Rate Data: 2/2 cards | 4x pts on restaurants | 4% back on travel center prepaid bookings |
Reward Program Data: 2/2 cards | Membership Rewards | U.S. Bank Shield Cash Rewards |
| Earning Rates | ||
| Travel Center prepaid bookings | — | 4% backApplies to prepaid air, hotel, and car reservations booked directly in the Travel Center using your card. |
| restaurants | 4x ptson up to $25,000 in combined purchases per calendar year, then 1 point per dollar | — |
| supermarkets | 4x ptson up to $25,000 in combined purchases per calendar year, then 1 point per dollar | — |
| Benefits | ||
Key Benefits |
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