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Hilton Honors Aspire Card vs Ink Business Preferred® Credit Card

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Feature
Basic Information
Issuer
American ExpressChase
Card Network
Card Type
Data: 2/2 cards
travelbusiness
Card Tier
Data: 2/2 cards
PremiumMid Tier
Credit Score
Excellent(750+)Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$450$95
Foreign Transaction Fee
NoneNone
Purchase APR
0.18% – 0.3%17.74% – 26.74%
Intro APR
0% for 6 months
Rewards
Welcome Bonus
Earn 150,000 pointsEarn 100,000 points
Bonus Value
$1,500$1,000
Reward Rate
Data: 2/2 cards
14x pts on hilton hotels & resorts5x pts on lyft rides
Reward Program
Data: 2/2 cards
Hilton HonorsChase Ultimate Rewards®
Earning Rates
Advertising purchases made with social media sites and search engines3x ptsOn the first $150,000 spent in combined purchases across 3X categories each account anniversary year
All other purchases1x ptsNo limit to the amount you can earn
Hilton Hotels & Resorts14x ptsEarn 14X Total Points at Hilton Hotels & Resorts
Internet, cable and phone services3x ptsOn the first $150,000 spent in combined purchases across 3X categories each account anniversary year
Lyft rides5x ptsThrough September 30, 2027
Shipping purchases3x ptsOn the first $150,000 spent in combined purchases across 3X categories each account anniversary year
Travel3x ptsOn the first $150,000 spent in combined purchases across 3X categories each account anniversary year
Benefits
Key Benefits
  • Hilton Honors™ Diamond Status
  • Complimentary access to DashPass
  • Employee cards at no additional cost
  • No foreign transaction fees