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IHG One Rewards Premier Credit Card vs Signify Business Cash® Card by Wells Fargo

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Feature
Basic Information
Issuer
ChaseWells Fargo
Card Network
Card Type
Data: 2/2 cards
travelbusiness
Card Tier
Data: 2/2 cards
PremiumPremium
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$0
Foreign Transaction Fee
NoneNone
Purchase APR
19.24% – 27.74%16.74% – 24.74%
Intro APR
0% for 12 months
Rewards
Welcome Bonus
Earn 140,000 pointsEarn $500
Bonus Value
$1,400$500
Reward Rate
Data: 2/2 cards
10x pts on ihg hotels and resorts2% back on business_purchases
Reward Program
Data: 2/2 cards
IHG One RewardsWells Fargo Business Rewards® Program
Earning Rates
IHG Hotels and Resorts10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards
Qualifying business purchases2% back2% cash rewards are earned for every $1 spent in qualifying purchases, rounded to the nearest one cent. Qualifying purchases exclude cash advances and cash equivalents, balance transfers, disputes, illegal actions, fees, interest, and gambling transactions.
all other purchases3x pts
business_purchases2% backUnlimited on purchases for your business, no caps or categories
dining5x ptsIncluding takeout and eligible delivery services
gas stations5x pts
travel5x ptsExcluding purchases made at hotels participating in IHG One Rewards
Benefits
Key Benefits
  • Anniversary Free Night
  • Automatic Platinum Elite Status
  • Global Entry, TSA PreCheck or NEXUS Statement Credit
  • +1 more
  • Cash rewards statement credit redemption
  • Employee card controls and alerts
  • Employee cards at no additional cost
  • +9 more