home/cards/compare/ihg one rewards premier credit card vs signify business cash® card by wells fargo
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IHG One Rewards Premier Credit Card vs Signify Business Cash® Card by Wells Fargo
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- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | business |
Card Tier Data: 2/2 cards | Premium | Premium |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 16.74% – 24.74% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 140,000 points | Earn $500 |
Bonus Value | $1,400 | $500 |
Reward Rate Data: 2/2 cards | 10x pts on ihg hotels and resorts | 2% back on business_purchases |
Reward Program Data: 2/2 cards | IHG One Rewards | Wells Fargo Business Rewards® Program |
| Earning Rates | ||
| IHG Hotels and Resorts | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards | — |
| Qualifying business purchases | — | 2% back2% cash rewards are earned for every $1 spent in qualifying purchases, rounded to the nearest one cent. Qualifying purchases exclude cash advances and cash equivalents, balance transfers, disputes, illegal actions, fees, interest, and gambling transactions. |
| all other purchases | 3x pts | — |
| business_purchases | — | 2% backUnlimited on purchases for your business, no caps or categories |
| dining | 5x ptsIncluding takeout and eligible delivery services | — |
| gas stations | 5x pts | — |
| travel | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards | — |
| Benefits | ||
Key Benefits |
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