home/cards/compare/ihg one rewards premier credit card vs southwest rapid rewards® premier credit card
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IHG One Rewards Premier Credit Card vs Southwest Rapid Rewards® Premier Credit Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Mid Tier | Mid Tier |
Credit Score | Excellent(750+) | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $149 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 10,000 points | Earn 55,000 points |
Reward Rate Data: 2/2 cards | 26x pts on ihg hotels and resorts (total earn stays) | 3x pts on lyft purchases |
Reward Program Data: 2/2 cards | IHG One Rewards | Southwest Rapid Rewards |
| Earning Rates | ||
| All other purchases | 3x pts | — |
| Dining | 5x ptsDining at restaurants including takeout and eligible delivery services | — |
| Gas Stations | 5x ptsPurchases made at gas stations | — |
| IHG Hotels and Resorts (Card Earn) | 10x ptsEarn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards | — |
| IHG Hotels and Resorts (Total Earn Stays) | 26x ptsUp to 26X total points per $1 spent when you stay at IHG Hotels and Resorts. Includes 10X from this card, up to 10X from IHG One Rewards membership, and up to 6X with Platinum Elite Status | — |
| Lyft purchases | — | 3x ptsOn qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027. |
| Southwest Airlines purchases | — | 3x ptsEarn 3 points for each $1 spent on purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift cards, and Getaways by Southwest packages. |
| Travel | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards that qualify for the 10 points card earn | — |
| all other purchases | — | 1x pts |
| grocery stores and restaurants | — | 2x ptsOn the first $8,000 in combined purchases per anniversary year. |
| Benefits | ||
Key Benefits |
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