Card comparisonSide by side
IHG One Rewards Premier Credit Card vs Platinum Card®
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | American Express |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Premium | Luxury |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $895 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 27.74% | 19.49% – 28.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 140,000 points | Earn 175,000 points |
Bonus Value | $1,400 | $1,750 |
Reward Rate Data: 2/2 cards | 10x pts on ihg hotels and resorts | 5x pts on flights booked directly with airlines or through american express travel |
Reward Program Data: 2/2 cards | IHG One Rewards | Membership Rewards |
| Earning Rates | ||
| All other purchases | — | 1x pts |
| Flights booked directly with airlines or through American Express Travel | — | 5x ptsOn up to $500,000 on these purchases per calendar year. |
| Flights booked directly with airlines or through AmexTravel.com | — | 5x ptsOn up to $500,000 per calendar year, then 1x |
| IHG Hotels and Resorts | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards | — |
| Prepaid hotels booked on American Express Travel | — | 5x ptsPrepaid hotels must be booked on American Express Travel. |
| Prepaid hotels booked through AmexTravel.com | — | 5x pts |
| all other purchases | 3x pts | — |
| dining | 5x ptsIncluding takeout and eligible delivery services | — |
| gas stations | 5x pts | — |
| travel | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards | — |
| Benefits | ||
Key Benefits |
|
|
