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IHG One Rewards Premier Credit Card vs United Quest℠ Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierPremium
Credit Score
Excellent(750+)Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$350
Foreign Transaction Fee
None
Purchase APR
19.24% – 27.74%19.74% – 28.24%
Intro APR
Rewards
Welcome Bonus
Earn 10,000 pointsEarn 60,000 miles
Reward Rate
Data: 2/2 cards
26x pts on ihg hotels and resorts (total earn stays)10x miles on eligible united flights
Reward Program
Data: 2/2 cards
IHG One RewardsUnited MileagePlus
Earning Rates
All other eligible United purchases4x milesEarn 4x miles total on seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, and baggage fees.
All other purchases3x pts1x miles
All other travel2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, cabs, resorts, rideshare, and tolls.
Dining5x ptsDining at restaurants including takeout and eligible delivery services2x milesIncludes eligible delivery services.
Eligible United flights10x milesIncludes 6x miles as a MileagePlus member plus 4x miles with the United Quest Card.
Gas Stations5x ptsPurchases made at gas stations
IHG Hotels and Resorts (Card Earn)10x ptsEarn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards
IHG Hotels and Resorts (Total Earn Stays)26x ptsUp to 26X total points per $1 spent when you stay at IHG Hotels and Resorts. Includes 10X from this card, up to 10X from IHG One Rewards membership, and up to 6X with Platinum Elite Status
Prepaid hotel stays through Renowned Hotels and Resorts5x milesMust prepay directly through Renowned Hotels and Resorts.
Select streaming services2x miles
Travel5x ptsExcluding purchases made at hotels participating in IHG One Rewards that qualify for the 10 points card earn
Benefits
Key Benefits
  • $100 Statement Credit & 10,000 Bonus Points
  • Anniversary Free Night
  • Baggage Delay Insurance
  • +8 more
  • Annual travel credit
  • First checked bag free
  • Global Entry or TSA PreCheck Credit
  • +1 more