Card comparisonSide by side
IHG One Rewards Premier Credit Card vs Wells Fargo Active Cash® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | Excellent(750+) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | 19.24% – 27.74% | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 140,000 points | Earn $200 |
Bonus Value | $1,400 | $200 |
Reward Rate Data: 2/2 cards | 10x pts on ihg hotels and resorts | 2% back on all eligible purchases |
Reward Program Data: 2/2 cards | IHG One Rewards | Wells Fargo Rewards® |
| Earning Rates | ||
| All Purchases | — | 2% backUnlimited 2% cash rewards on all purchases with no categories to track or quarterly activations. |
| All eligible purchases | — | 2% back2% cash rewards are earned for every $1 spent in net purchases. Purchases that do not earn cash rewards include cash advances and cash equivalents, balance transfers, SUPERCHECKS, disputes, illegal actions and violations, certain gambling transactions, and fees or interest. |
| IHG Hotels and Resorts | 10x ptsEarn 10X points from Chase for qualifying purchases made at hotels participating in IHG One Rewards | — |
| all other purchases | 3x pts | — |
| dining | 5x ptsIncluding takeout and eligible delivery services | — |
| gas stations | 5x pts | — |
| travel | 5x ptsExcluding purchases made at hotels participating in IHG One Rewards | — |
| Benefits | ||
Key Benefits |
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