home/cards/compare/ihg one rewards traveler credit card vs southwest rapid rewards® premier credit card
Card comparisonSide by side
IHG One Rewards Traveler Credit Card vs Southwest Rapid Rewards® Premier Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
Pair snapshot
2
cards
A-B
comparison
Comparison table
The numbers, lined up.
How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
Swipe horizontally to compare all columns
| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $149 |
Foreign Transaction Fee | None | None |
Purchase APR | 19.24% – 29.99% | 19.24% – 27.74% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn 80,000 points | Earn 55,000 points |
Reward Rate Data: 2/2 cards | 5x pts on ihg hotels and resorts | 3x pts on lyft purchases |
Reward Program Data: 2/2 cards | IHG One Rewards | Southwest Rapid Rewards |
| Earning Rates | ||
| All Other Purchases | 2x ptsAll other non-specified purchases. | — |
| Dining | 3x ptsDining at restaurants including takeout and eligible delivery services. | — |
| Gas Stations | 3x ptsPurchases at gas stations. | — |
| IHG Hotels and Resorts | 5x ptsQualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits. | — |
| Lyft purchases | — | 3x ptsOn qualifying Lyft products and services purchased through the Lyft mobile application through 12/31/2027. |
| Southwest Airlines purchases | — | 3x ptsEarn 3 points for each $1 spent on purchases made directly with Southwest Airlines, including flight, inflight, Southwest gift cards, and Getaways by Southwest packages. |
| Streaming Services | 3x ptsSelect streaming services. | — |
| Utilities | 3x ptsIncludes utilities, internet, cable, and phone services. | — |
| all other purchases | — | 1x pts |
| grocery stores and restaurants | — | 2x ptsOn the first $8,000 in combined purchases per anniversary year. |
| Benefits | ||
Key Benefits |
|
|
