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IHG One Rewards Traveler Credit Card vs United Quest℠ Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Entry LevelPremium
Credit Score
Excellent(750+)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$350
Foreign Transaction Fee
None
Purchase APR
19.24% – 29.99%19.74% – 28.24%
Intro APR
Rewards
Welcome Bonus
Earn 80,000 pointsEarn 60,000 miles
Reward Rate
Data: 2/2 cards
5x pts on ihg hotels and resorts10x miles on eligible united flights
Reward Program
Data: 2/2 cards
IHG One RewardsUnited MileagePlus
Earning Rates
All Other Purchases2x ptsAll other non-specified purchases.
All other eligible United purchases4x milesEarn 4x miles total on seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, and baggage fees.
All other purchases1x miles
All other travel2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, cabs, resorts, rideshare, and tolls.
Dining3x ptsDining at restaurants including takeout and eligible delivery services.2x milesIncludes eligible delivery services.
Eligible United flights10x milesIncludes 6x miles as a MileagePlus member plus 4x miles with the United Quest Card.
Gas Stations3x ptsPurchases at gas stations.
IHG Hotels and Resorts5x ptsQualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits.
Prepaid hotel stays through Renowned Hotels and Resorts5x milesMust prepay directly through Renowned Hotels and Resorts.
Select streaming services2x miles
Streaming Services3x ptsSelect streaming services.
Utilities3x ptsIncludes utilities, internet, cable, and phone services.
Benefits
Key Benefits
  • Automatic Silver Elite Status
  • Baggage Delay Insurance
  • Baggage Insurance Plan
  • +6 more
  • Annual travel credit
  • First checked bag free
  • Global Entry or TSA PreCheck Credit
  • +1 more