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IHG One Rewards Traveler Credit Card vs United QuestSM Card

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Feature
Basic Information
Issuer
ChaseChase
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Entry LevelPremium
Credit Score
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$350
Foreign Transaction Fee
None
Purchase APR
19.24% – 29.99%19.74% – 28.24%
Intro APR
Rewards
Welcome Bonus
Earn 80,000 pointsEarn 70,000 miles
Reward Rate
Data: 2/2 cards
5x pts on ihg hotels and resorts10x miles on eligible united flights
Reward Program
Data: 2/2 cards
IHG One RewardsUnited MileagePlus
Earning Rates
All Other Purchases2x ptsAll other non-specified purchases.
All other purchases1x miles
Dining3x ptsDining at restaurants including takeout and eligible delivery services.2x milesIncludes restaurants, takeout, and eligible delivery services.
Eligible United flights10x miles10x total includes 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 4x miles on the entire eligible United purchase; earning differs for Basic Economy or base option tickets.
Eligible United purchases4x milesApplies to airline tickets purchased from United and eligible United purchases including seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, baggage charges, other United fees, and United Card Events from Chase.
Gas Stations3x ptsPurchases at gas stations.
IHG Hotels and Resorts5x ptsQualifying purchases made at hotels participating in IHG One Rewards. Total of up to 17X points when combined with member status and Silver Elite benefits.
Renowned Hotels and Resorts for United Cardmembers5x milesHotel accommodation purchases made using the card through Chase Travel.
Select streaming services2x miles
Streaming Services3x ptsSelect streaming services.
Travel2x milesExcludes United purchases that qualify for 4 miles per dollar.
Utilities3x ptsIncludes utilities, internet, cable, and phone services.
Benefits
Key Benefits
  • Automatic Silver Elite Status
  • Baggage Delay Insurance
  • Baggage Insurance Plan
  • +6 more
  • Annual travel credit
  • Award flight pricing discount
  • First checked bag free
  • +8 more