Card comparisonSide by side
Instacart Mastercard® vs Prime Visa
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 1/2 cards | — | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.24% – 27.74% | 18.74% – 27.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $50 | Earn $150 |
Reward Rate Data: 2/2 cards | 5% back on chase travel purchases | 5% back on amazon.com, audible.com, whole foods market, and chase travel purchases |
Reward Program Data: 2/2 cards | Instacart Mastercard Rewards Program | Amazon card rewards program |
| Earning Rates | ||
| All other purchases | 1% back | — |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | — | 5% backEligible Prime membership required. |
| Chase Travel purchases | 5% backPurchases made through Chase Travel. | — |
| Qualifying Instacart.com and Instacart app purchases | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. | — |
| Restaurants, gas stations, and select streaming services | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. | — |
| all other purchases | — | 1% back |
| gas stations | — | 2% back |
| local transit and commuting, including rideshare | — | 2% back |
| restaurants | — | 2% back |
| Benefits | ||
Key Benefits |
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