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Instacart Mastercard® vs Prime Visa
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | Mastercard | Visa |
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Entry Level |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 18.24% – 27.74% | 18.74% – 27.49% |
| Rewards | ||
Welcome Bonus | Earn $50 | — |
Reward Rate Data: 2/2 cards | 5% back on chase travel purchases | 10% back on rotating selection of items and categories on amazon.com |
Reward Program Data: 2/2 cards | Instacart Mastercard rewards program | Amazon card rewards program |
| Earning Rates | ||
| All other purchases | 1% back | — |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | — | 5% backWith an eligible Prime membership. |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases with eligible Prime membership | — | 5% backwith an eligible Prime membership, unlimited |
| Chase Travel purchases | 5% back | — |
| Qualifying Instacart.com and Instacart app purchases | 5% back5% applies to the first $6,000 spent annually; after the cap, qualifying Instacart purchases earn 1%. | — |
| Restaurants, gas stations, and select streaming services | 2% backDining includes restaurant orders on Instacart powered by Uber Eats, takeout, and eligible delivery services. | — |
| all other purchases | 1% back | 1% back |
| gas stations | 2% back | 2% back |
| gas stations, restaurants, and local transit and commuting (including rideshare) | — | 2% back |
| gas stations, restaurants, and local transit and commuting including rideshare | — | 2% back |
| local transit and commuting, including rideshare | — | 2% back |
| qualifying Instacart purchases | 5% backon your first $6,000 spent annually | — |
| qualifying Instacart.com and Instacart app purchases | 5% backOn the first $6,000 spent annually; after that, earns 1% cash back with no maximum. | — |
| restaurants | 2% backIncludes restaurant orders on Instacart powered by Uber Eats, takeout and eligible delivery services. | 2% back |
| rotating selection of items and categories on Amazon.com | — | 10% backLimited-time offers for eligible Prime cardmembers; earns 10% back or more. |
| select streaming services | 2% back | — |
| Benefits | ||
Key Benefits |
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