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Old Navy Encore Mastercard® vs Savor Rewards from Capital One
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Barclays | Capital One |
Card Network | ||
Card Type Data: 2/2 cards | cashback | cashback |
Card Tier Data: 2/2 cards | Entry Level | Mid Tier |
Credit Score | — | Excellent(750+) |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $0 |
Foreign Transaction Fee | None | None |
Purchase APR | 33.24% | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn 30 points | Earn $250 |
Bonus Value | $30 | $250 |
Reward Rate Data: 2/2 cards | 5x pts on gap inc. family of brands | 5% back on capital one travel |
Reward Program Data: 2/2 cards | Encore Rewards | Capital One Savor Rewards |
| Earning Rates | ||
| All Other Purchases | — | 1% backUnlimited 1% cash back on all other purchases |
| Capital One Travel | — | 5% backOn hotels, vacation rentals and rental cars booked through Capital One Travel |
| Dining | — | 3% backIncludes restaurants, cafes, bars, lounges, fast-food chains and bakeries |
| Entertainment | — | 3% backIncludes ticket purchases at movie theaters, sports promoters, amusement parks, tourist attractions, zoos |
| Gap Inc. family of brands | 5x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Grocery Stores | — | 3% backExcludes superstores like Walmart and Target |
| Streaming Services | — | 3% backOn popular streaming services |
| eligible retail apparel brands | 3x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| everywhere else Mastercard is accepted | 1x ptsA Gap Inc. Credit Card or an Encore Credit Card must be used as sole payment type. | — |
| Benefits | ||
Key Benefits |
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