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One Key+™ Card vs U.S. Bank Altitude® Connect Visa Signature® Card

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Feature
Basic Information
Issuer
Wells FargoUS Bank
Card Network
Card Type
Data: 2/2 cards
traveltravel
Card Tier
Data: 2/2 cards
Mid TierMid Tier
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$0
Foreign Transaction Fee
NoneNone
Purchase APR
17.49% – 27.49%
Intro APR
0% for 15 months
Rewards
Welcome Bonus
Earn $350Earn 20,000 points
Reward Rate
Data: 2/2 cards
3% back on dining5x pts on prepaid hotels and car rentals booked directly in the travel center
Reward Program
Data: 2/2 cards
One KeyU.S. Bank Altitude Rewards
Earning Rates
All other eligible purchases1x ptsNet purchases minus credits and returns.
Dining3% backAt retailers whose Mastercard merchant code is classified as eating places, restaurants, fast food, drinking places, and caterers.
Dining, streaming services and grocery stores2x ptsExcludes wholesale clubs and discount stores/supercenters such as Target and Walmart.
Expedia, Hotels.com and Vrbo3% backEarned on eligible bookings through the U.S. version of the sites.
Gas stations3% backAt retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and EV charging stations.
Gas stations and EV charging stations4x ptsApplies to the first $1,000 each quarter. Excludes discount stores, supercenters, and wholesale clubs.
Grocery stores3% backAt retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, and bakeries.
Other purchases2% backOn all other net purchases.
Prepaid hotels and car rentals booked directly in the Travel Center5x ptsMust be booked directly in the U.S. Bank online Travel Center using this card.
Travel4x ptsPurchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise lines.
Benefits
Key Benefits
  • Anniversary OneKeyCash Bonus
  • Automatic One Key Gold Status
  • Car Rental Loss and Damage Insurance
  • +4 more
  • Airport Lounge Access via Priority Pass
  • GigSky Global Connectivity
  • Global Entry or TSA PreCheck Credit
  • +1 more