$95
Annual fee
See the card
Card reviewUS Bank
Updated Aug 14, 2026 · research
US BankU.S. Bank Altitude Connect Rewards
U.S. Bank Altitude® Connect Visa Signature® Card
No-annual-fee travel rewards card with up to 5X points, 0% intro APR for 15 billing cycles, and premium travel benefits.
PremiumPersonal
Visa
Credit profile: good$0
Annual fee
5x pts prepaid hotels and car rentals booked directly in the travel center
Top rate
None
Foreign fee
N/A
Rating
Current Welcome Offer
Earn 20,000 points
Spend $1,000 in 90 days
Verifiedofficial product page
Card Offers
public
Earn 20,000 points
Spend $1,000 in 90 days
official product_page
Earning Rates
Prepaid hotels and car rentals booked directly in the Travel Center
5xpoints
Must be booked using the card; Travel Center prepaid hotel and car reservations are not eligible for the travel-category bonus.
Gas stations and EV charging stations
4xpoints
Excludes discount stores/supercenters, wholesale clubs, and grocery stores/supermarkets, which earn only 1 point.
Travel
4xpoints
Includes purchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains and cruise line companies.
Dining, streaming services, and grocery stores
2xpoints
Dining includes restaurants, fast-food restaurants and bars. Wholesale clubs and discount stores/supercenters such as Target and Walmart earn only 1 point; qualifying streaming services apply.
All other eligible purchases
1xpoints
Pros & Cons
Pros
- No annual fee, so the card carries no fixed cost to hold
- Strong 4X rate on gas, EV charging, and general travel rewards everyday commuters and travelers alike
- Broad 2X category coverage across dining, streaming, and groceries reduces the need for multiple cards
- 5X rate on prepaid hotels and car rentals is competitive for a no-annual-fee travel card
- Accessible welcome bonus with a relatively low $1,000 spend requirement in 90 days
Cons
- Rewards are tied to the Altitude Rewards program, which may offer fewer transfer partner options than major bank loyalty ecosystems
- No mention of travel protections, lounge access, or premium perks that compete with higher-tier travel cards
- The 1X base rate on non-bonus spending is average compared to flat-rate alternatives
- Prepaid hotel and car rental bookings are required to earn the top 5X rate, limiting flexibility in how you book travel
Key Takeaways
- No annual fee makes this card low-risk to hold long term
- The 4X rate on gas and EV charging is one of the strongest in the no-annual-fee travel card category
- The 5X rate on prepaid hotels and car rentals rewards cardholders who plan ahead when booking travel
- Dining, streaming, and grocery purchases all earn 2X points, covering a wide range of common household expenses
- The welcome bonus of 20,000 points requires only $1,000 in spending within 90 days, which is attainable for most consumers
Fees
| Fee Type | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 0% |
APR Information
- Purchase APR
- 17.49% - 27.49%0% intro APR for 15 months
- Balance Transfer APR
- 17.49% - 27.49%0% intro APR for 15 months
APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.
Card Benefits
6 benefits (1 strong or better)
Travel Insurance
Travel Access & Perks
Travel Credits
Lifestyle Benefits
Coverage Tier Legend
Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average
Frequently Asked Questions
Does the U.S. Bank Altitude Connect Visa Signature Card have an annual fee?
No, the U.S. Bank Altitude Connect Visa Signature Card has no annual fee. This applies from the first year onward, so there is no fee waiver period to be aware of.
What is the welcome bonus and how do I qualify for it?
New cardholders can earn 20,000 bonus points after spending $1,000 within the first 90 days of account opening. This is a public offer available through the official U.S. Bank product page.
What rewards do I earn at gas stations?
The card earns 4X points per dollar spent at gas stations and EV charging stations. This rate also applies to general travel purchases, making it useful for both traditional and electric vehicle drivers.
Does this card earn extra points on groceries?
Yes, grocery store purchases earn 2X points per dollar. The same 2X rate also applies to dining and streaming services.
What is the highest earning rate on this card?
The highest earning rate is 5X points per dollar, which applies to prepaid hotels and car rentals. All other travel purchases earn 4X points per dollar.
What rewards program does this card use?
This card earns points through the U.S. Bank Altitude Rewards program. Redemption options are governed by the terms of that program.
Is this card good for everyday spending?
The card offers 2X points on dining, streaming, and groceries, which are common everyday categories. All other eligible purchases earn 1X point per dollar, providing a baseline return on spending outside the bonus categories.
Is the U.S. Bank Altitude Connect a Visa Signature card?
Yes, it is issued on the Visa Signature network. This means it carries standard Visa Signature benefits in addition to the card's own rewards structure.
Does this card include benefits for EV drivers?
Yes, EV charging stations are included in the 4X points category alongside traditional gas stations. This is a notable feature for electric vehicle owners who want to earn elevated rewards on charging costs.
Is the current welcome bonus the highest offer ever available for this card?
According to the available data, the current 20,000-point welcome bonus is not noted as a historical high. Cardholders should check the official U.S. Bank product page for the most up-to-date offer details.
About This Card
This card is best for everyday consumers and commuters who want to earn solid travel rewards on gas, groceries, dining, and streaming without paying an annual fee. It is particularly well suited to those who book prepaid hotels and car rentals and want to maximize points on those purchases.
A no-annual-fee U.S. Bank travel rewards card that earns up to 5X points on eligible travel purchases, includes a 0% introductory APR on purchases and balance transfers for 15 billing cycles, and provides airport lounge access, application-fee statement credits for Global Entry or TSA PreCheck, and selected travel protections.
The U.S. Bank Altitude Connect stands out in the no-annual-fee travel card segment by combining a strong 4X rate on both gas and EV charging with 5X on prepaid hotels and car rentals, a combination that is difficult to match among cards with no annual fee.
Ready to Decide?
Apply for the U.S. Bank Altitude® Connect Visa Signature® Card
Earn 20,000 points with no annual fee.
Spend $1,000 in 90 days
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Sources & Methodology
Sources & Methodology
Data Collection
We collect card details from official issuer pages, then verify them with automated checks.
Last updated:
How it's checked
Analyzed by the Rewardopedia Engine.
Data Quality
- 6 of 6 benefits rated high confidence
- 6 source citations across benefits
- 1 of 1 offer verified
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