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Card reviewUS Bank
Updated Apr 14, 2026 · research
UB
US BankAltitude RewardsEditorially reviewed

U.S. Bank Altitude® Connect Visa Signature® Card

Earn 20,000 bonus points after spending $1,000 in the first 90 days. No annual fee. 5X points on prepaid hotels and car rentals, 4X on travel/gas/EV, 2X on dining/streaming/grocery, 1X other.

Mid TierPersonal
Visa
$0
Annual fee
5x pts prepaid hotels and car rentals
Top rate
N/A
Foreign fee
N/A
Rating

Current Welcome Offer

20,000 points

Spend $1,000 in 90 days

Verifiedofficial product page
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Card Offers

public

20,000 points

Verified

Spend $1,000 in 90 days

official product page

Earning Rates

prepaid hotels and car rentals
5xpoints
travel, gas stations and EV charging stations
4xpoints
dining, streaming services and grocery stores
2xpoints
all other eligible purchases
1xpoints

Pros & Cons

Pros

  • No annual fee, so the card carries no fixed cost to hold
  • Strong 4X rate on gas, EV charging, and general travel rewards everyday commuters and travelers alike
  • Broad 2X category coverage across dining, streaming, and groceries reduces the need for multiple cards
  • 5X rate on prepaid hotels and car rentals is competitive for a no-annual-fee travel card
  • Accessible welcome bonus with a relatively low $1,000 spend requirement in 90 days

Cons

  • Rewards are tied to the Altitude Rewards program, which may offer fewer transfer partner options than major bank loyalty ecosystems
  • No mention of travel protections, lounge access, or premium perks that compete with higher-tier travel cards
  • The 1X base rate on non-bonus spending is average compared to flat-rate alternatives
  • Prepaid hotel and car rental bookings are required to earn the top 5X rate, limiting flexibility in how you book travel

Key Takeaways

  • No annual fee makes this card low-risk to hold long term
  • The 4X rate on gas and EV charging is one of the strongest in the no-annual-fee travel card category
  • The 5X rate on prepaid hotels and car rentals rewards cardholders who plan ahead when booking travel
  • Dining, streaming, and grocery purchases all earn 2X points, covering a wide range of common household expenses
  • The welcome bonus of 20,000 points requires only $1,000 in spending within 90 days, which is attainable for most consumers

Fees

Fee TypeAmount
Annual Fee$0

Hidden Gems

EV Charging Station Rewards

The card explicitly includes EV charging stations in its 4X points category, a benefit that is still uncommon among no-annual-fee cards. For electric vehicle owners, this can add up to meaningful rewards on a recurring monthly expense.

Streaming Service Rewards

Streaming subscriptions earn 2X points, which is often overlooked by cardholders. For households paying for multiple streaming platforms, this provides a consistent passive earn rate on a largely automated expense.

Low Welcome Bonus Spend Threshold

The 20,000-point welcome bonus requires only $1,000 in spending over 90 days, roughly $334 per month. This makes the bonus accessible even for cardholders with moderate monthly budgets.

Frequently Asked Questions

Does the U.S. Bank Altitude Connect Visa Signature Card have an annual fee?
No, the U.S. Bank Altitude Connect Visa Signature Card has no annual fee. This applies from the first year onward, so there is no fee waiver period to be aware of.
What is the welcome bonus and how do I qualify for it?
New cardholders can earn 20,000 bonus points after spending $1,000 within the first 90 days of account opening. This is a public offer available through the official U.S. Bank product page.
What rewards do I earn at gas stations?
The card earns 4X points per dollar spent at gas stations and EV charging stations. This rate also applies to general travel purchases, making it useful for both traditional and electric vehicle drivers.
Does this card earn extra points on groceries?
Yes, grocery store purchases earn 2X points per dollar. The same 2X rate also applies to dining and streaming services.
What is the highest earning rate on this card?
The highest earning rate is 5X points per dollar, which applies to prepaid hotels and car rentals. All other travel purchases earn 4X points per dollar.
What rewards program does this card use?
This card earns points through the U.S. Bank Altitude Rewards program. Redemption options are governed by the terms of that program.
Is this card good for everyday spending?
The card offers 2X points on dining, streaming, and groceries, which are common everyday categories. All other eligible purchases earn 1X point per dollar, providing a baseline return on spending outside the bonus categories.
Is the U.S. Bank Altitude Connect a Visa Signature card?
Yes, it is issued on the Visa Signature network. This means it carries standard Visa Signature benefits in addition to the card's own rewards structure.
Does this card include benefits for EV drivers?
Yes, EV charging stations are included in the 4X points category alongside traditional gas stations. This is a notable feature for electric vehicle owners who want to earn elevated rewards on charging costs.
Is the current welcome bonus the highest offer ever available for this card?
According to the available data, the current 20,000-point welcome bonus is not noted as a historical high. Cardholders should check the official U.S. Bank product page for the most up-to-date offer details.

About This Card

This card is best for everyday consumers and commuters who want to earn solid travel rewards on gas, groceries, dining, and streaming without paying an annual fee. It is particularly well suited to those who book prepaid hotels and car rentals and want to maximize points on those purchases.

U.S. Bank Altitude® Connect Visa Signature® Card offers no annual fee and rewards: 5X points on prepaid hotels and car rentals, 4X points on travel and at gas stations/EV charging stations, 2X points on dining, streaming services and grocery stores, 1X on other eligible purchases. Welcome bonus of 20,000 points after $1,000 spend in 90 days.

The U.S. Bank Altitude Connect stands out in the no-annual-fee travel card segment by combining a strong 4X rate on both gas and EV charging with 5X on prepaid hotels and car rentals, a combination that is difficult to match among cards with no annual fee.

Ready to Decide?

Apply for the U.S. Bank Altitude® Connect Visa Signature® Card

20,000 points with no annual fee.

Spend $1,000 in 90 days

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Reward Program

Altitude Rewards

Earns Points

Learn more

Card Categories

TravelRewards

Sources & Methodology

Data Collection

We collect card details from official issuer pages, then verify them through editorial review.

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Editorial Review

Pending editorial review.

Data Quality
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