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One Key+™ Card vs U.S. Bank Altitude® Go Visa Signature® Card

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Feature
Basic Information
Issuer
Wells FargoUS Bank
Card Network
Card Type
Data: 2/2 cards
travelrewards
Card Tier
Data: 2/2 cards
Mid TierEntry Level
Credit Score
Excellent(750+)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$99$0
Foreign Transaction Fee
None
Purchase APR
17.49% – 27.49%
Intro APR
0% for 15 months
Rewards
Welcome Bonus
Earn $350Earn 20,000 points
Reward Rate
Data: 2/2 cards
3% back on dining4x pts on dining
Reward Program
Data: 2/2 cards
One KeyU.S. Bank Altitude Rewards
Earning Rates
Dining3% backAt retailers whose Mastercard merchant code is classified as eating places, restaurants, fast food, drinking places, and caterers.
Expedia, Hotels.com and Vrbo3% backEarned on eligible bookings through the U.S. version of the sites.
Gas stations3% backAt retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and EV charging stations.
Grocery stores3% backAt retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis, and bakeries.
Other purchases2% backOn all other net purchases.
all_other1x ptsOn all other eligible purchases.
dining4x ptsOn dining, takeout and restaurant delivery on your first $2,000 each quarter.
gas2x ptsAt gas stations and EV charging stations. Excludes discount stores/supercenters and wholesale clubs.
groceries2x ptsExcludes discount stores/supercenters and wholesale clubs.
streaming2x ptsOn qualifying streaming services.
Benefits
Key Benefits
  • Anniversary OneKeyCash Bonus
  • Automatic One Key Gold Status
  • Car Rental Loss and Damage Insurance
  • +4 more
  • Real-Time Rewards eligibility
  • Streaming Credit
  • U.S. Bank ExtendPay Plan