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One Key+ Card vs United ClubSM Card
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Chase |
Card Network | Mastercard | Visa |
Card Type Data: 2/2 cards | travel | travel |
Card Tier Data: 1/2 cards | — | Luxury |
| Fees & APR | ||
Annual Fee | $99 | $695 |
Foreign Transaction Fee | None | — |
Purchase APR | 18.49% – 28.49% | 19.74% – 28.24% |
| Rewards | ||
Welcome Bonus | — | Earn 80,000 miles |
Reward Rate Data: 2/2 cards | 3% back on dining | 11x miles on eligible united flights |
Reward Program Data: 2/2 cards | One Key | United MileagePlus |
| Earning Rates | ||
| All other purchases | — | 1x miles |
| Dining | 3% backRetailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers | 2x milesIncludes restaurants, takeout, and eligible delivery services. |
| Eligible Expedia, Hotels.com, and Vrbo bookings | 3% backEligible net purchases for accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Eligible United flights | — | 11x miles11x total consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x on the entire United purchase with the United Club Card; earning differs for Basic Economy or base option tickets. |
| Expedia, Hotels.com and Vrbo | 3% back3% (2% base plus 1% bonus) per $1 on eligible bookings through U.S. version of Expedia, Hotels.com or Vrbo | — |
| Expedia, Hotels.com, Vrbo bookings | 3% backEligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through U.S. version of Expedia, Hotels.com, or Vrbo using One Key Mastercard | — |
| Expedia, Hotels.com, or Vrbo bookings | 3% backOn eligible bookings through the U.S. version of Expedia, Hotels.com, or Vrbo using the card while logged into linked One Key account. | — |
| Gas | 3% backRetailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations | — |
| Gas stations | 3% backApplies to eligible net purchases at retailers classified by Mastercard as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Groceries | 3% backRetailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries | — |
| Grocery stores | 3% backApplies to eligible net purchases at retailers classified by Mastercard as grocery stores, supermarkets, delis, and bakeries. | — |
| Other eligible United purchases | — | 5x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Other purchases | 1.5% back1.5% in OneKeyCash earned per $1 spent on other net purchases | — |
| Renowned Hotels and Resorts for United Cardmembers | — | 5x milesHotel accommodation purchases made using the card through Chase Travel; must be eligible prepaid hotel stays. |
| Travel | — | 2x milesExcludes United purchases that qualify for 5 miles per dollar. |
| all other eligible United purchases | — | 5x miles |
| all other purchases | — | 1x miles |
| all other travel | — | 2x miles |
| dining | 3% backEligible purchases at retailers classified under Mastercard merchant codes for eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | 2x milesIncludes eligible delivery services. |
| dining including eligible delivery services | — | 2x miles |
| eligible United flights | — | 11x milesTotal consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x miles on the entire United purchase with the card; earnings differ for Basic Economy or base option tickets. |
| eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using your One Key Mastercard | 3% backEligible net purchases; outside the U.S., actively select the U.S. version of the sites. | — |
| expedia,hotels.com,vrbo | 3% back | — |
| gas | 3% backEligible net purchases at retailers classified under eligible Mastercard gas merchant codes, including gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| gas stations | 3% backEligible purchases at retailers classified under Mastercard merchant codes for gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| gas stations, grocery stores and dining | 3% back3% (2% base plus 1% bonus) per $1 on net purchases classified as gas, grocery and dining | — |
| gas stations,grocery stores,dining | 3% back | — |
| groceries | 3% backEligible net purchases at retailers classified under eligible Mastercard grocery merchant codes, including grocery stores, supermarkets, delis, and bakeries. | — |
| grocery stores | 3% backEligible purchases at retailers classified under Mastercard merchant codes for grocery stores, supermarkets, delis, and bakeries. | — |
| hotel stays prepaid through Renowned Hotels and Resorts | — | 5x milesWhen you prepay directly through Renowned Hotels and Resorts for United Cardmembers |
| hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembers | — | 5x milesWhen you prepay directly through Renowned Hotels and Resorts |
| hotel stays through Renowned Hotels and Resorts for United Cardmembers | — | 5x milesMust be prepaid directly through Renowned Hotels and Resorts for United Cardmembers. |
| other eligible United purchases | — | 5x miles |
| other purchases | 2% back2% in OneKeyCash per $1 on other net purchases | — |
| other travel | — | 2x milesIncludes airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls. |
| Benefits | ||
Key Benefits |
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