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  1. Home
  2. Credit Cards
  3. United Club℠ Card
Back to All Cards
UN
ChaseUnited MileagePlusEditorially reviewed

United Club℠ Card

The United Club℠ Card offers United Club membership, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits, plus elevated miles earning on United flights and all purchases.

LuxuryPersonal
Visa
Credit profile: excellent

Annual Fee

$695

Top Earning Rate

11x miles eligible united flights (promotional total)

Foreign Tx Fee

None

Rating

N/A

Current Welcome Offer

110,000 miles

$1,430 estimated value

Spend $5,000 in 90 days

Verifiedproduct page
Apply NowCompare This CardBrowse all cards

Card Offers

public

110,000 miles

Verified

$1,430 estimated value

Spend $5,000 in 90 days

product page

Earning Rates

Eligible United Flights (promotional total)
11xmiles

Limited-time promotional rate; 11x total miles on eligible United flights

All Other Eligible United Purchases
5xmiles

Eligible United purchases other than flights

Fees

Fee TypeAmount
Annual Fee$695
Foreign Transaction Fee0%

APR Information

Purchase APR
19.74% - 28.24%
Balance Transfer APR
19.74% - 28.24%

APRs shown are variable and may change based on the Prime Rate. Your actual APR will be determined based on your creditworthiness.

Card Benefits

5 benefits (5 strong or better)

Travel Access & Perks

Travel Credits

Elite Status

Statement Credits

Coverage Tier Legend

Best in ClassIndustry-leading coverage
StrongAbove average
StandardTypical coverage
LimitedBelow average

About This Card

The United Club℠ Card is Chase's premium United Airlines co-branded credit card. It includes United Club membership, 2 free checked bags, Premier Access travel services, and over $875 in annual partner credits. New cardmembers can earn up to 110,000 bonus miles plus 3,000 Premier qualifying points (PQP) after qualifying activities. The card earns 11x total miles on eligible United flights during limited-time promotional period, 5x miles on all other eligible United purchases, and elevated miles on other spend categories. The card carries a $695 annual fee and no foreign transaction fees.

Ready to Decide?

Apply for the United Club℠ Card

110,000 miles, worth about $1,430 estimated value, with a $695 annual fee.

Spend $5,000 in 90 days

Apply NowCompare Cards

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Reward Program

United MileagePlus

Earns Miles

Learn more

Card Categories

TravelAirlineUnitedLuxuryNo Foreign Transaction Fee

Sources & Methodology

Data Collection

Card details are collected by automated crawlers from official issuer pages, then verified by editorial review.

Last updated: Apr 13, 2026

Editorial Review

Pending editorial review.

Data Quality
  • 5 of 5 benefits rated high confidence
  • 1 of 1 offer verified
Learn More

Read our full methodology for how we collect, verify, and rate credit cards.

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