Card comparisonSide by side
One Key+™ Card vs Wells Fargo Active Cash® Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Wells Fargo | Wells Fargo |
Card Network | ||
Card Type Data: 2/2 cards | travel | cashback |
Card Tier Data: 2/2 cards | Premium | Entry Level |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $99 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | — | 18.49% – 28.49% |
Intro APR | — | 0% for 12 months |
| Rewards | ||
Welcome Bonus | Earn $350 | Earn $200 |
Bonus Value | $350 | $200 |
Reward Rate Data: 2/2 cards | 3% back on dining | 2% back on all eligible purchases |
Reward Program Data: 2/2 cards | OneKeyCash | Wells Fargo Rewards® |
| Earning Rates | ||
| All eligible purchases | — | 2% back2% cash rewards are earned for every $1 spent in net purchases. Purchases that do not earn cash rewards include cash advances and cash equivalents, balance transfers, SUPERCHECKS, disputes, illegal actions and violations, certain gambling transactions, and fees or interest. |
| Dining | 3% backEarned at retailers whose Mastercard merchant code is classified as eating places and restaurants, drinking places, fast food restaurants, and/or caterers. | — |
| Expedia, Hotels.com and Vrbo | 3% backEarned on eligible accommodation rentals, activities, car rentals, cruises, flights, hotels, and packages booked through the U.S. version of Expedia, Hotels.com, or Vrbo using the One Key+ Mastercard; exclusions apply. | — |
| Gas stations | 3% backEarned at retailers whose Mastercard merchant code is classified as gas stations, automated fuel dispensers, and electric vehicle charging stations. | — |
| Grocery stores | 3% backEarned at retailers whose Mastercard merchant code is classified as grocery stores, supermarkets, delis and bakeries. | — |
| Other purchases | 2% backEarned on other net purchases. Cash advances and cash equivalents do not earn OneKeyCash. | — |
| Benefits | ||
Key Benefits |
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