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Prime Visa vs United ClubSM Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, and Reward Program are editorial labels and may still be pending enrichment. A rating is shown only when available.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Chase | Chase |
Card Network | ||
Card Type Data: 2/2 cards | cashback | travel |
Card Tier Data: 2/2 cards | Entry Level | Luxury |
Credit Score | — | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $0 | $695 |
Foreign Transaction Fee | None | — |
Purchase APR | 18.74% – 27.49% | 19.74% – 28.24% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | Earn $150 | Earn 90,000 miles |
Reward Rate Data: 2/2 cards | 5% back on amazon.com, audible.com, whole foods market, and chase travel purchases | 11x miles on eligible united flights |
Reward Program Data: 2/2 cards | Amazon card rewards program | United MileagePlus |
| Earning Rates | ||
| All other purchases | — | 1x miles |
| Amazon.com, Audible.com, Whole Foods Market, and Chase Travel purchases | 5% backEligible Prime membership required. | — |
| Dining | — | 2x milesIncludes restaurants, takeout, and eligible delivery services. |
| Eligible United flights | — | 11x miles11x total consists of 6x miles on the primary cardmember's fare from United as a MileagePlus member plus 5x on the entire United purchase with the United Club Card; earning differs for Basic Economy or base option tickets. |
| Other eligible United purchases | — | 5x milesIncludes airline tickets purchased from United, seat upgrades, Economy Plus, inflight food, beverages, Wi-Fi, baggage service charges, other United fees, and United Card Events from Chase; exclusions apply. |
| Renowned Hotels and Resorts for United Cardmembers | — | 5x milesHotel accommodation purchases made using the card through Chase Travel; must be eligible prepaid hotel stays. |
| Travel | — | 2x milesExcludes United purchases that qualify for 5 miles per dollar. |
| all other purchases | 1% back | — |
| gas stations | 2% back | — |
| local transit and commuting, including rideshare | 2% back | — |
| restaurants | 2% back | — |
| Benefits | ||
Key Benefits |
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