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SavorOne Rewards from Capital One vs TD FlexPay Credit Card
Compare fees, rewards, benefits, and card details in one table before choosing which review to open next.
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How to read missing comparison values
- A dash (—) means that value is not currently available for that card.
- Coverage labels like 2/4 cards show how many selected cards have that metric populated.
- Card Type, Card Tier, Rating, and Reward Program are editorial labels and may still be pending enrichment.
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| Feature | ||
|---|---|---|
| Basic Information | ||
Issuer | Capital One | TD Bank |
Card Network | ||
Card Type Data: 2/2 cards | cashback | balance transfer |
Card Tier Data: 1/2 cards | Entry Level | — |
Credit Score | Fair(650-699) | — |
Rating Data: 0/2 cards | — | — |
| Fees & APR | ||
Annual Fee | $39 | $0 |
Foreign Transaction Fee | None | Yes (3%) |
Purchase APR | — | 17.49% – 27.49% |
Intro APR | — | — |
| Rewards | ||
Welcome Bonus | — | — |
Bonus Value | — | — |
Reward Rate Data: 1/2 cards | 3% back on dining | — |
Reward Program Data: 1/2 cards | Capital One Cash Back Rewards | — |
| Earning Rates | ||
| All Other Purchases | 1% back | — |
| Dining | 3% backPurchases at restaurants, cafes, bars, lounges, fast-food chains and bakeries | — |
| Entertainment | 3% backTicket purchases made at movie theaters, sports promoters, theatrical promoters, amusement parks, tourist attractions, aquariums, zoos, dance halls, record stores, pool halls or bowling alleys | — |
| Grocery Stores | 3% backExcludes superstores like Walmart® and Target® | — |
| Popular Streaming Services | 3% backEligible music and video streaming services, including Netflix®, Hulu® and Disney+ | — |
| Benefits | ||
Key Benefits | — |
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