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Signify Business Cash® Card vs U.S. Bank Altitude® Connect Visa Signature® Card

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Feature
Basic Information
Issuer
Wells FargoUS Bank
Card Network
Card Type
Data: 2/2 cards
cashbacktravel
Card Tier
Data: 2/2 cards
Mid TierMid Tier
Credit Score
Good(700-749)Good(700-749)
Rating
Data: 0/2 cards
Fees & APR
Annual Fee
$0$0
Foreign Transaction Fee
None
Purchase APR
16.74% – 24.74%17.49% – 27.49%
Intro APR
0% for 12 months0% for 15 months
Rewards
Welcome Bonus
Earn $500Earn 20,000 points
Reward Rate
Data: 2/2 cards
2% back on business purchases5x pts on prepaid hotels and car rentals booked directly in the travel center
Reward Program
Data: 2/2 cards
Wells Fargo Business Rewards ProgramU.S. Bank Altitude Rewards
Earning Rates
All other eligible purchases1x ptsNet purchases minus credits and returns.
Business Purchases2% backUnlimited 2% cash rewards on business purchases without spending caps or categories.
Dining, streaming services and grocery stores2x ptsExcludes wholesale clubs and discount stores/supercenters such as Target and Walmart.
Gas stations and EV charging stations4x ptsApplies to the first $1,000 each quarter. Excludes discount stores, supercenters, and wholesale clubs.
Prepaid hotels and car rentals booked directly in the Travel Center5x ptsMust be booked directly in the U.S. Bank online Travel Center using this card.
Travel4x ptsPurchases made directly with airlines, hotels, car rentals, taxicabs, limousines, passenger trains, and cruise lines.
Benefits
Key Benefits
  • Airport Lounge Access via Priority Pass
  • Free Social Security number alerts
  • Travel Accident Insurance
  • +1 more
  • Airport Lounge Access via Priority Pass
  • GigSky Global Connectivity
  • Global Entry or TSA PreCheck Credit
  • +1 more